El Banco Huishang logrará una ganancia neta de 16,926 millones de yuanes en 2025, con una tasa de morosidad que disminuirá al 0.98%.

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Beijing Business Daily News (Reporter Song Yitong) — On March 26, Huishang Bank released its 2025 annual performance report. Data shows that as of the end of the reporting period, the bank’s total assets were 2,326.085 billion yuan, an increase of 312.332 billion yuan from the end of the previous year, a growth of 15.51%. Among them, total customer loans and advances amounted to 1,130.492 billion yuan, an increase of 128.326 billion yuan from the end of the previous year, a growth of 12.80%. Total liabilities were 2,153.588 billion yuan, an increase of 301.502 billion yuan from the end of the previous year, a growth of 16.28%.

During the reporting period, Huishang Bank achieved operating income of 37.670 billion yuan, an increase of 4.38 billion yuan from the same period last year, a growth of 1.18%; net profit was 16.926 billion yuan, an increase of 1.009 billion yuan from the same period last year, a growth of 6.34%.

In terms of asset quality, as of the end of the reporting period, Huishang Bank’s non-performing loan balance was 11.053 billion yuan, an increase of 1.177 billion yuan from the end of the previous year; the non-performing loan ratio was 0.98%, a decrease of 0.01 percentage points from the end of the previous year; the non-performing loan provision coverage ratio was 278.79%, a decrease of 7.68 percentage points from the end of the previous year.

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