Banco Central y Administración Estatal de Divisas publican las "Medidas de Gestión de Préstamos en el Extranjero de Empresas Nacionales"

China Net Finance and Economics March 20th News: Today, the People’s Bank of China website shows that to thoroughly implement the spirit of the Fourth Plenary Session of the 20th CPC Central Committee and the “14th Five-Year” plan deployment, improve the level of capital account opening, and meet the reasonable needs of enterprises for cross-border operational funds, on March 20, 2026, the People’s Bank of China and the State Administration of Foreign Exchange jointly issued the “Notice on Printing and Distributing” (hereinafter referred to as the “Notice”), further supporting and regulating domestic enterprises’ outbound lending business.

The main contents of the “Notice” include: First, domestic enterprises’ RMB and foreign currency outbound lending business will be included in unified management to facilitate enterprises to efficiently carry out domestic and foreign currency lending under the same business rules. Second, domestic enterprises’ outbound lending will be incorporated into macro-prudential management, with the upper limit of outbound loan balances linked to their equity, supporting enterprises to operate within the balance limit. Third, the macro-prudential adjustment coefficient for domestic enterprises’ outbound lending has been raised from 0.5 to 0.6, generally increasing the upper limit of outbound loan balances to better meet enterprises’ cross-border operational funding needs. Fourth, the management requirements for domestic banks and enterprises handling outbound lending business and the use of funds are clarified to effectively prevent risks.

Next, the People’s Bank of China and the State Administration of Foreign Exchange will promote the steady implementation of the “Notice” and give full play to the positive role of outbound lending services in serving the real economy and facilitating cross-border trade and investment financing.

(Edited by: Guo Jiandong)

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