L'American Bankers Association avertit que la loi Clarity pourrait stimuler le « déplacement des dépôts » des stablecoins

Mars Finance news, according to CoinDesk, the American Bankers Association (ABA) is stepping up lobbying efforts to require the Senate to further tighten the stablecoin yield provisions in the Digital Asset Market Clarity Act. The ABA states that the current version still allows yield-type stablecoins similar to “interest,” which could replace insured bank deposits, weakening sources of credit such as mortgages and corporate loans. Although a compromise plan has been introduced in the bill, prohibiting stablecoin yields similar to deposit interest and only allowing activity rewards similar to credit card points, multiple banking groups including the ABA still demand the closure of the so-called “yield loophole” to prevent the stablecoin market cap from rapidly expanding from about 300 billion USD to as high as 2 trillion USD, increasing pressure on bank liabilities and slowing broader crypto legislation progress.