Recently, people keep asking me what the modular chain has to do with end users like me, and frankly, what I feel is not "more advanced," but more like playing with LEGO: the same wallet, the same set of operations, but behind it, the execution layer / settlement layer has changed. I only care about no lag, no high costs, and not constantly crossing back and forth and waiting forever.

It's easier to explain in a narrative, but the feeling is: costs are more dispersed, risks are also more dispersed. You think you're using one application, but in fact, there are several layers beneath your feet.
As for staking and shared security systems, I also feel a bit suspicious. The returns stack up like nesting dolls, and in the end, who bears the risk if something goes wrong...
What I fear most is not missing out on opportunities, but one day not even understanding what risks I have taken myself.
First, have some tea, and take your time to use it.