Объем расчетов по стейблкоинам в 2025 году вырос на 87%, ускорение корпоративных стратегий на рынке

【BitTui】Recently there's an interesting phenomenon in the financial industry. Stablecoins are no longer just a niche tool in crypto circles, but are becoming institutional-grade market infrastructure.

According to the latest cross-industry outlook, the settlement volume of stablecoins in 2025 grew approximately 87% compared to the previous year, reaching a scale of $9 trillion. This figure is based on actual estimates from on-chain transactions, not just inter-bank fund flows. In other words, actual transaction volumes are growing rapidly.

Why is this happening? The key lies in the fact that fiat-collateralized stablecoins and tokenized deposits are becoming "digital cash" in digital financial systems—used for liquidity management, collateral transfers, and daily settlements. What tools did traditional financial institutions use before? Precisely these stablecoins and tokenized financial products. From tokenized bonds and funds to credit products, the entire industry is experiencing a convergence of traditional and digital finance.

Institutions are also seizing the opportunity. In 2025, banks, asset management companies, and market infrastructure providers are accelerating pilots—building blockchain settlement networks, developing tokenization platforms, and establishing digital custodian systems. The goal is clear: simplify issuance processes, optimize post-trade processing, and manage intraday liquidity. These are all long-standing pain points in traditional finance.

From an investment perspective, as institutions build large-scale tokenization and programmable settlement infrastructure, it's projected that by 2030, the digital finance and infrastructure sectors will attract over $300 billion in investment. What does this scale mean? It means this is not an experimental project, but a genuine industry transformation.

Against this backdrop, stablecoins and tokenized deposits are increasingly becoming essential tools for cross-border payments, repurchase transactions, and collateral transfers. However, to truly make stablecoins reliable institutional-grade settlement assets rather than create new systemic risks, security, interoperability, and regulatory clarity are all essential. This point is critical for the entire industry.