Medios estadounidenses: "Cuenta de Trump" podría permitir a los multimillonarios donar acciones directamente

Golden Finance report, May 6th: According to The New York Times, officials from the White House and the U.S. Treasury Department have begun internal discussions about expanding the investable scope of the “Trump Account” (officially known as the 530A account). The current discussions include allowing the world’s wealthiest individuals to donate their company stocks. The Trump Account currently only permits cash investments in diversified index funds and does not allow stock donations. This idea aims to leverage the unrealized wealth of billionaires like Elon Musk or Jensen Huang. If relevant rules are amended, Musk could directly donate Tesla or SpaceX stocks, and Huang could donate Nvidia stocks. Compared to the slow and steady returns of index funds, children would be able to hold high-growth large tech stocks for the long term and potentially earn huge profits. Donors could transfer high-value stocks worth billions of dollars without triggering capital gains tax, while also receiving full charitable deduction based on the stock’s fair market value, further reducing tax burdens. However, this idea has sparked debate within the Treasury Department. Limiting the Trump Account to diversified index funds was originally intended to protect children from market volatility. To modify the current rules, relevant regulations would need to be revised, possibly requiring legislative approval.