O Banco Industrial e Comercial ajustou o nível de risco do produto do serviço de poupança de ouro Ruyi para R2 - risco médio-baixo

Beijing Business Daily (Reporter Meng Fanxia, Zhou Yili) announced on May 12th that, due to the recent factors affecting market stability, in order to further protect the rights and interests of individual investors, the Industrial and Commercial Bank of China will adjust the product risk level and customer risk tolerance level for the Ruyi Gold Savings Business.

Starting from Beijing time May 19, 2026, the product risk level of the Ruyi Gold Savings Business will be adjusted to R2 - medium-low risk, and the corresponding customer risk tolerance level will be adjusted to C2 - prudent and above; individual customers opening accounts for the Ruyi Gold Savings Business, actively saving or adding new fixed-term savings plans, need to go through channels such as ICBC branches, online banking, or the ICBC App, to conduct risk tolerance assessments using the bank’s unified risk assessment questionnaire, obtain an assessment result of C2 - prudent and above (no need to retake if the previous assessment result is available and within the validity period), and sign the Ruyi Gold Savings Risk Disclosure Statement (no need to re-sign if already signed). For individual customers who have opened Ruyi Gold Savings accounts, operations such as cash withdrawal, redemption, execution, modification, and termination of fixed-term savings plans within the validity period, as well as account cancellation, are not subject to the above conditions.

ICBC reminds customers to enhance their risk awareness and to rationally handle the Ruyi Gold Savings Business based on their financial situation and risk tolerance.