Las monedas estables también requerirán KYC, después de la implementación de la ley GENIUS los costos de cumplimiento aumentarán nuevamente, y la presión sobre los pequeños emisores será enorme.

Wu Shuo learned that the U.S. Financial Crimes Enforcement Network (FinCEN) has jointly solicited public comments with the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Federal Reserve, and the National Credit Union Administration (NCUA) regarding customer identification (CIP) rules for stablecoin issuers. According to the GENIUS Act, licensed payment stablecoin issuers will be considered financial institutions under the Bank Secrecy Act (BSA) and must establish and maintain a customer identification program (KYC). The comment period will last 60 days after the publication in the Federal Register.