UPST (Upstart) Technical Analysis

UPST Technical Analysis leverages historical price and volume data to provide real-time indicator values and signals, including RSI, MACD, Bollinger Bands, and volume, to reflect market momentum, volatility ranges, and price-volume dynamics. It also integrates market sentiment metrics such as the VIX volatility index, Advance-Decline ratio (A/D ratio), and Put/Call options ratio for broader market context. Multi-timeframe views span from minute intervals to daily, weekly, and monthly charts, making it easy to track indicator behavior across periods. Key support and resistance levels are displayed alongside current prices, calculated via pivots, Fibonacci retracements, and historical extremes to offer an immediate overview of market structure.
UPST
UPST

Upstart

$36.72+4.02%
Today's High$36.84
Today's Low$35.01
Today's Open$35.30
Yesterday's Close$35.30

UPST (Upstart) Technical Analysis Overview

AI CreationAs of June 30, 2026, Upstart Holdings (UPST) is showing mixed technical momentum with near-term bullish signals offset by longer-term bearish pressure. The MACD(12,26) value of 0.9676 carries a Buy signal indicating momentum is strengthening, while the RSI(14) at 63.2775 sits in the neutral-to-strong range (45–70), reflecting balanced buying pressure without overbought extremes. The short-term moving average system—with EMA10 at 33.2437, EMA20 at 32.3553, EMA50 at 31.5207, and SMA20 at 31.9737 all aligned in Buy configuration—confirms upside bias in the immediate structure. However, the longer-term EMA200 at 38.1908 and SMA200 at 39.0531 remain in Sell configuration, creating a divergence that reveals **UPST technical analysis** is caught between competing directional forces, with short-term strength constrained by medium-to-long-term weakness.

Oscillators

Strong Sell
Strong Buy
Buy
0
Sell
9
Neutral
2
Buy

Summary

Strong Sell
Strong Buy
Buy
2
Sell
10
Neutral
14
Buy

Moving Averages

Strong Sell
Strong Buy
Strong Buy
2
Sell
1
Neutral
12
Buy

UPST (Upstart) Live Candlestick Chart

UPST (Upstart) Multi-Timeframe Technical Rating

Summary1H4H1D1W
Moving Averages (15)13114012286
Oscillators (11)NeutralNeutralNeutralNeutral
RSI (14)77.570.166.252.9
MACD (12,26)Golden CrossGolden CrossGolden CrossDeath Cross

UPST (Upstart) Technical Indicator Interpretation

Based on 1-day closing price series

Oscillators

NameValueOperation
RSI(14)
66.2552Neutral
Stochastic %K (14, 3, 3)
93.7932Neutral
Commodity Channel Index (CCI) (20)
217.7701Neutral
Average Directional Index (ADX) (14)
14.5615Neutral
Awesome Oscillator (AO)
2.9482Neutral
Momentum Indicator (10)
4.49Buy
MACD Level (12, 26)
1.1854Buy
Stochastic RSI Fast (3, 3, 14, 14)
100Neutral
Williams Percent Range (%R) (14)
-1.3193Neutral
Bull Bear Power (BBP)
5.106Neutral
Ultimate Oscillator (UO) (7, 14, 28)
65.4866Neutral

Moving Averages

NameValueOperation
EMA (10)
33.859Buy
SMA (10)
33.214Buy
EMA (20)
32.7611Buy
SMA (20)
32.1845Buy
EMA (30)
32.1778Buy
SMA (30)
31.728Buy
EMA (50)
31.7203Buy
SMA (50)
31.349Buy
EMA (100)
33.1632Buy
SMA (100)
30.1311Buy
EMA (200)
38.175Sell
SMA (200)
38.9207Sell
Ichimoku Kinko Hyo Base Line (9, 26, 52, 26)
32.905Neutral
Volume-Weighted Moving Average (VWMA) (20)
32.0739Buy
Hull Moving Average (HMA) (9)
36.288Buy

UPST (Upstart) Pivot Points

Based on 1-day timeframe

PriceClassicFibonacciCamarillaWoodieDM
R347.476740.516737.34446.105-
R240.516737.857936.70641.1025-
R137.973336.215436.06839.14539.245
Pivot P33.556733.556733.556734.142534.1925
S131.013330.897934.79232.18532.285
S226.596729.255434.15427.1825-
S319.636726.596733.51625.225-

UPST (Upstart) Market Sentiment Index

Analyst Rating40.1333
Options Put/Call Ratio+40.46%
Implied Volatility (IV)49.1455

UPST (Upstart) Deep Technical Analysis

As of June 30, 2026, Upstart Holdings (UPST) is exhibiting a mixed technical structure with short-term bullish signals competing against longer-term bearish pressure. The MACD(12,26) value of 0.9676 carries a Buy signal, indicating that momentum is strengthening in the near term, while the RSI(14) at 63.2775 sits in the neutral-to-strong range (45–70 zone), suggesting buyers maintain a slight edge without reaching overbought extremes. This combination implies that upside conviction exists in the immediate term, though the absence of extreme RSI readings suggests the rally retains room to extend before hitting resistance from profit-taking. The ADX(14) reading of 12.9349 with a Neutral signal indicates weak trend strength, suggesting the market remains vulnerable to continued oscillation rather than sustained directional movement. The Commodity Channel Index (20) at 214.2108 also shows neutral positioning, reinforcing the absence of extreme conditions. The Momentum(10) at 3.195 carries a Sell signal, which diverges from the short-term moving average bullish stance and cautions that while upside momentum may be present in price action, underlying momentum indicators are not fully confirming the rally's persistence without fresh catalysts. EMA10 (33.2437), EMA20 (32.3553), EMA50 (31.5207), and SMA20 (31.9737) all align in Buy configuration and cluster tightly near the current price level of 35.28, confirming short-term upside bias and strong immediate support. However, EMA200 (38.1908) and SMA200 (39.0531) remain well above price in Sell configuration, creating a bearish long-term backdrop. The near-term UPST market analysis shows price trading above all short-intermediate moving averages, which is bullish for the immediate outlook, but the substantial gap between the 50-day and 200-day averages signals that the broader trend remains weighted to the downside. the pivot at 31.5666 sits below current price, with resistance targets at R1 (34.8021), R2 (36.801), and R3 (40.0365), while support levels are positioned at S1 (28.3311), S2 (26.3322), and S3 (23.0967). The recent daily high of 36.05 and low of 34.09 confirm price is consolidating within the middle portion of this Fibonacci framework, with the current level of 35.28 approaching R1 resistance. The implied volatility reading of 49.1455 suggests elevated price uncertainty, consistent with a neutral-to-mixed technical environment where the UPST price forecast remains shaped by competing forces between short-term momentum and longer-term trend weakness. On the sentiment front, the analyst rating at 40.1333 leans toward a bullish bias, indicating that professional analysts view Upstart with cautious optimism despite technical headwinds. The option put/call ratio of 40.46 reflects elevated hedging activity, suggesting market participants are purchasing downside protection—a sign of lingering risk aversion despite the near-term UPST price prediction being supported by short-term moving average strength. The combination of bullish analyst positioning and defensive options positioning underscores the market's uncertainty about whether the recent upside momentum will persist or fade into the longer-term bearish trend.

FAQ

What is the current technical rating for UPST?

x
On the 4H timeframe, the aggregate technical rating for UPST is Buy. This rating is dynamically aggregated from moving averages and momentum oscillators to reflect the prevailing trend direction and price velocity.

Where are the key support and resistance levels for UPST?

x

What are the current RSI and MACD signals for UPST?

x

How often is the UPST technical analysis data updated?

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