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Interesting fact: XRP can perform transactions between different currencies, even fiat ones.
One of the main features of the XRP Ledger is its ability to act as an intermediary in currency transactions. If two parties want to exchange, for example, euros for Japanese yen, but there is no direct liquidity between them, XRP can automatically perform the conversion, acting as a "bridge currency". This makes XRP convenient for international bank transfers and large financial institutions.

Interesting fact: Ripple owns the majority of XRP, but does not have complete control over it.
Although Ripple Labs created XRP and owns a significant portion of its supply, the XRP Ledger network is decentralized. Most XRP is held in escrow accounts, and the company can only release a limited amount of coins each month. Additionally, Ripple does not control all the validators on the network, meaning it cannot unilaterally alter or halt transactions.

Interesting fact: each XRP transaction reduces the total number of coins in circulation.
Unlike most cryptocurrencies, where transaction fees go to miners or validators, in XRP, each fee is burned (permanently deleted). This means that over time the total amount of XRP gradually decreases, making it a more scarce asset. However, this process occurs very slowly, as the fees are minimal.

Interesting fact: the total number of bitcoins is limited to 21 million coins. This means that after they are mined, no new BTC will be created. The last bitcoin, according to estimates, will be mined around 2140 due to the gradual reduction of mining rewards.

Interesting fact: the first known Bitcoin transaction took place on May 22, 2010, when programmer Laszlo Hanyecz paid 10,000 BTC for two pizzas. At that time, it was approximately $41, and now these bitcoins would be worth hundreds of millions of dollars. This day has gone down in history as Bitcoin Pizza Day.

Interesting fact: it is impossible to return a mistakenly sent transaction on the XRP network.
If you accidentally send XRP to the wrong wallet or enter the wrong tag for the exchange deposit, the transaction cannot be canceled or refunded. This is because the XRP Ledger is a decentralized network without intermediaries that could intervene. Therefore, it is always important to carefully check the details before sending XRP.

Interesting fact: in 2017, the price of XRP increased by more than 36,000%.
At the beginning of 2017, XRP was priced at about $0.006, but by January 2018, its price reached an all-time high of $3.84. This increase made many early investors millionaires. However, after that, the cryptocurrency market experienced a significant decline, and XRP, like most other coins, lost a large part of its value.

Interesting fact: XRP is one of the few cryptocurrencies that can be sent with zero fees.
Although XRP transactions usually have a minimal fee of ( around 0.0002 XRP, which is less than $0.01), it can be reduced to 0 XRP in certain cases. Some cryptocurrency exchanges and financial institutions using RippleNet cover the fee for users, making transactions virtually free. This is one of the reasons why XRP is popular for international transfers.

Interesting fact: XRP does not depend on miners, but uses a unique transaction confirmation algorithm.
Unlike bitcoin and ethereum, which use mining, XRP operates on the XRP Ledger consensus algorithm (XRPL). It utilizes a network of trusted validators (validators) to agree and confirm transactions without the need for mining. This makes XRP much faster, cheaper, and more environmentally friendly as it does not require a large amount of electricity to operate.

Interesting fact: XRP is among the oldest cryptocurrencies, older than Bitcoin.
Although Ripple officially launched XRP in 2012, its concept dates back to 2004. Canadian programmer Ryan Fugger created a prototype of the decentralized payment system RipplePay, which allowed people to make transactions without banks. The idea was later developed by Jed McCaleb, Chris Larsen, and David Schwartz, which eventually led to the creation of XRP and Ripple Labs.

Interesting fact: co-founder of Ripple once "burned" 50 billion XRP.
In 2014, Jed McCaleb, one of the founders of Ripple, left the company due to a conflict with the management. To prevent a sharp drop in the XRP price due to a possible mass coin sell-off, Ripple froze his tokens. Later, the company burned 50 billion XRP (meaning they were permanently removed) to reduce the overall supply and increase the coin's scarcity.

Interesting fact: XRP can process up to 1,500 transactions per second.
Unlike bitcoin with (7 transactions/sec) and ethereum with (30 transactions/sec), the Ripple network is capable of processing up to 1,500 transactions per second and could potentially scale to levels close to Visa's (around 65,000 transactions/sec). This makes XRP one of the most efficient cryptocurrencies for fast international payments.

Interesting fact: Ripple collaborates with central banks on creating digital currencies (CBDC).
Ripple actively collaborates with governments and central banks, helping them develop digital versions of national currencies (CBDC – Central Bank Digital Currency). For example, Ripple is working with the Central Bank of Bhutan to create a digital ngultrum and is involved in projects with other countries. This could make XRP an important element of the global financial system in the future.

Interesting fact: Ripple is suing the Securities and Exchange Commission (SEC).
In 2020, the SEC filed a lawsuit against Ripple Labs, claiming that XRP is an unregistered security, and the company illegally raised billions of dollars through its sale. This became one of the most high-profile legal proceedings in the crypto industry, as its outcome could impact the regulation of the entire cryptocurrency market. Despite the lawsuit, Ripple continues to operate, and XRP remains one of the largest cryptocurrencies by market capitalization.

Interesting fact: Ripple (XRP) is one of the fastest cryptocurrencies in the world.
Transactions on the Ripple network are processed in just 3-5 seconds, while Bitcoin takes 10 minutes or more. This is why XRP is widely used for international money transfers and banking transactions. Many financial institutions, including Santander, American Express, and SBI Holdings, have tested or integrated Ripple for faster payments.

Interesting fact: Ripple (XRP) cannot be mined, unlike bitcoin.
Unlike most cryptocurrencies, XRP is not mined through mining. All 100 billion XRP were created at the launch of the Ripple network in 2012. Some of them were distributed among developers and investors, while the rest is held in a special escrow account by Ripple Labs and released gradually. This allows avoiding inflation and maintaining the stability of the coin.

Interesting fact: in 2021, bitcoin became an official means of payment at McDonald's ( but not everywhere ).
After El Salvador legalized bitcoin as an official currency, all major networks, including McDonald’s, Starbucks, and Pizza Hut, began accepting BTC as payment. This marked the first instance of a global fast-food network officially integrating cryptocurrency into its systems. Customers can scan the QR code and pay for orders directly from their crypto wallets.

Interesting fact: in 2018, the Bitcoin network was accidentally "split" into two parts.
Developers of Bitcoin Core released an update intended to improve network performance, but due to a blockchain error, it temporarily forked. Two different versions of the software processed transactions differently, creating two incompatible branches of the blockchain. The issue was quickly resolved, and the majority of miners returned to the main version, but this incident serves as a reminder that even in a decentralized system, human error can lead to significant failures.

Interesting fact: there is a city where you can pay with bitcoins almost everywhere.
In the Slovenian city of Ljubljana, there is the world's largest "bitcoin-friendly" shopping center BTC City. It is a complex with shops, restaurants, hotels, and even a cinema that accepts payments in bitcoins. The government of Slovenia supports the development of blockchain technologies, and BTC City has become an experimental platform for implementing cryptocurrencies in everyday life.

Interesting fact: in 2019, a Dutch family converted all their savings into bitcoin and started living as "bitcoin nomads".
The Taihuttu family ( father, mother, and three children) sold their house, car, and all their belongings to invest everything in bitcoin long before its rapid growth. They travel the world, paying only with cryptocurrency, and do not keep money in banks. Their approach to life and investments has made them popular in the crypto community, and Taihuttu himself even writes a blog about their adventures.