XRP token concentration remains high: whale addresses control 68% of the circulating supply, with institutional funds accelerating their entry

LiquidityWitch · 2026-01-05T12:40:17+00:00

XRP circulation is concentrated, with major token institutions controlling approximately 42% of the supply, and the top 100 wallet addresses holding 68% of the circulating tokens. Market volatility is significantly influenced by whales, and investors face higher uncertainty. As the regulatory environment improves by 2025, institutional capital will accelerate into the market.

LiquidityWitch

2026-01-05 12:40:17

Abstract generation in progress

【Crypto World】The circulation pattern of XRP exhibits a typical centralized distribution characteristic. According to data, major token management institutions control approximately 42% of the total supply through custodial accounts, with the overall token pool maintained at 100 billion tokens.

After 2025, the gradual clarification of the regulatory environment will become a turning point for the industry. Institutional capital has sensed the opportunity—this is evidenced by $500 million funding rounds and the launch of new index fund products. Major players such as founding teams, a leading exchange, and a well-known trading platform all hold significant chips.

What’s more noteworthy is that the top 100 wallet addresses already hold about 68% of the circulating tokens. What does this mean? It indicates that market movements largely depend on the actions of these whales. Their buying and selling decisions, as well as position adjustments, can substantially suppress or boost prices. The excessive concentration of tokens not only affects the independence of market pricing but also introduces greater uncertainty for ordinary investors.

XRP0,23%

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ResearchChadButBroke

· 01-08 10:49

68% is in the hands of whales, are we really just playing around as retail investors? Haha

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SlowLearnerWang

· 01-07 01:28

68% held by whales, we're just retail investors here to play along...

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MentalWealthHarvester

· 01-06 16:34

68% held by whales, retail investors are just here to play along Wait, are institutions really bottom-fishing? Or is this just the prelude to another round of chopping the leeks? XRP's concentration feels a bit shaky When this group of big players moves, the price of the coin has to shake along—boring Clear regulations = institutional entry = retail investors become complacent, same old trick

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GhostAddressHunter

· 01-05 13:08

68% of the circulating supply is held by 100 addresses, which is outrageous... Can this still be called decentralization?

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InscriptionGriller

· 01-05 13:08

68% concentrated in the top 100 wallets, isn't this the standard setup for a money-grabbing scheme? Wake up, everyone. --- Institutional entry sounds good, but in reality, it just means waiting to trap retail investors. XRP is destined to be a game for the big players. --- 42% custody, 68% held by the top 100 addresses—just look at this data and you'll see how they plan to play it. Counter-operation is the way to survive. --- Laughing my ass off, and now they say regulation is becoming clearer? Such a high concentration is even more dangerous. One plunge can wipe out so many people. --- The core of a Ponzi scheme, everyone, the last wild celebration before going to zero. I'm already tired of seeing this. --- The top 100 addresses call the shots. So what can I, a small retail investor, do? --- It's the same old trick—first let the institutions buy the dip, then flood the market to dump. The eternal cycle in the crypto world. --- 68%, everyone. This is on-chain evidence, telling you that this is their ATM.

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MetaverseVagabond

· 01-05 13:08

68% of the circulating supply is in the hands of whales, this is a casino. Wait, big institutional funds are entering the market? Then retail investors need to run faster. It's the same story again: the higher the concentration, the easier it is to be manipulated. Truly outrageous. Do the top 100 addresses determine the fate? It feels like a game of hot potato. Will regulatory clarity save XRP? I doubt it; it mainly depends on how these big whales move.

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Liquidated_Larry

· 01-05 13:05

68% held by whales, retail investors are just the background... --- Institutional entry is a good thing, but this concentration... Oh my, it feels like gambling --- The top 100 wallets control 68%, in other words, they eat based on the whales' mood --- The pattern of XRP is indeed a bit competitive; clearer regulations actually benefit big players to harvest retail investors --- The $500 million funding round will only make these big players more arrogant, retail investors still have to keep the bag

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quietly_staking

· 01-05 12:59

68%... That's why retail investors are always getting cut. When the whales move, the entire market trembles. It's so true. Institutions are really quietly positioning themselves; once regulation loosens, they rush in. This concentration is indeed a bit extreme, it feels like betting on the whales' mood.

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ClassicDumpster

· 01-05 12:56

68% held by whales, retail investors are still playing at the bottom level

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