"APY"

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APR and APY both measure interest. But APR measures the interest charged, and APY measures the interest earned.

Stakers use APY and APR to calculate the rewards they can earn by locking up their crypto assets for a period of time. It is worth noting that the results of these two calculations are not the same. When exploring the differences between APR and APY, we will clearly explain the distinctions between the two for you.

Annual Percentage Yield (APY) is a crucial financial metric that helps investors understand how much they can earn from an investment over a year.

AgentiPy (APY) is an open source Python framework for connecting AI agents to various applications on the Solana blockchain. It enables Python developers to perform blockchain operations such as token transfers, staking, and trading without leaving the Python environment. This article will delve into the functionality, usage, and how it simplifies the integration of AI with blockchain, as well as discuss how developers can participate.

BTC market momentum is heating up again—staking your assets offers greater rewards than just holding! Stake BTC on GateChain and earn up to 3.02% APY, with flexible redemption and a low minimum to start earning on-chain returns.

Gate’s on-chain earning platform is now live, delivering a reliable annualized yield of 3.03% on BTC and an impressive 19.73% APY on USDE mining. Take advantage of low entry requirements and high returns—don’t miss out on this premier blockchain investment opportunity.

Following the completion of the IKA project subscription on Gate Launchpad, the platform has rolled out a trio of promotional savings rate activities: limited-time high APY options for USD1 and GT, along with an exclusive 5% USDT interest rate coupon for IKA users. All three benefits are now live.

ETH staking is a key way to participate in the Ethereum PoS network. This article details annualized returns, participation paths, and potential risks to help you scientifically embark on your on-chain earnings journey.

This article provides a detailed overview of the Ethena protocol season 2 event, which rewards its governance token ENA by accumulating points (Sats). It introduces three different strategies to participate in Ethena's airdrop mining, including the low-risk strategy of holding and staking USDe, the medium-risk strategy of purchasing USDe YT (yield tokens) on Pendle, and the high-risk strategy of combining ENA and USDe YT. The article also provides calculation examples of potential returns on investment (ROI) and annual percentage yields (APY) based on different strategies and discusses the risks and rewards of these strategies.

Gate YuBiBao has launched a 7-day fixed-term NERO investment product, offering an annualized return of up to 500%. The total cap is 100 million NERO. With a short lock-up period and high yield potential, this is a unique opportunity you won’t want to miss.

The article details the three native tokens of Berachain (BERA, BGT, and HONEY) and their functions, and delves into various ways to participate in the Infrared liquidity staking protocol, including staking BERA or iBGT, forming liquidity pools, etc.

Gate officially launches EGLD on-chain Mining services, allowing users to easily participate in staking. This service offers a transparent and secure profit distribution mechanism, and the redemption period is only a maximum of 1 day, making it an excellent choice for responding to market fluctuations and achieving stable asset appreciation.

Gate on-chain earn coin has launched BTC mining products, supporting a minimum investment of 0.001 BTC, flexible and convenient with no redemption period, and current annualized returns can reach up to 3%, with additional GT rewards boosting earnings.

Usual recently garnered market attention due to the USD0++ depegging incident. USD0++ is an enhanced stablecoin backed by RWA assets, offering up to 50% APY. On January 10, Usual modified its redemption rules, reducing the unconditional redemption rate to 0.87, which triggered market panic and caused the USD0++ price to drop to around $0.9. This move is seen as a strategic effort by the project team to accurately trigger the liquidation of high-leverage circular loan positions through a set redemption floor and liquidation line while attempting to control the circulation of the USUAL token and curb the death spiral. However, the centralized and governance-lacking process of the rule changes raised concerns among users. This incident reflects the participation risks in complex DeFi products and the dynamic adjustments in market development.

Polytrade (TRADE) is a DeFi platform that connects investors with small and medium-sized businesses for blockchain-based trade finance solutions. As of 2025, it has established itself as a leading RWA platform with enhanced cross-chain integration, AI-powered risk assessment, and expanded asset offerings including real estate and carbon credits. With $850 million TVL in tokenized invoices, strategic institutional partnerships, and a more decentralized governance structure, Polytrade continues to bridge traditional finance with blockchain technology, delivering 9.2% APY for liquidity providers while serving over 3,500 SMEs globally.