The S&P 500 has never lost money on any 20-year rolling window.


Not once.
In over 100 years of data.
2 World Wars.
The Great Depression.
2008 financial crisis.
COVID crash.
The Iran War volatility of 2026.
Every single time.
The market recovered.
Made new highs.
Left 20-year investors in profit.
Every. Single. Time.
The stock market is not risky on a long enough time horizon.
Sitting in cash is risky.
Bonds at 4% is risky.
VOO today about $645.
In 20 years. Based on every historical window ever recorded.
You will not be down.
Only invest money you do not need for 5+ years.
Let time do the work.
Time is the best risk manager there is.
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