Suppliers, while only 20 to 30% use self-hosted wallets.


Indirect exposure through crypto-related stocks and exchange-traded products has also increased since 2023, but remains limited to around $211 million, or about 0.4% of total equity holdings.
The door may be opening.
That said, things could start to change.
Earlier this year, Danske Bank began allowing clients to access cryptocurrencies through exchange-traded products linked to Bitcoin and Ether, citing growing customer demand and a more mature regulatory framework under the EU's MiCA rules.
This could gradually expand the reach of cryptocurrencies in Denmark, but for now, the country remains firmly on the cautious end of the adoption curve.
The bottom line
While cryptocurrency ownership has increased across much of Europe, Denmark remains stagnant.
Only 4% of citizens hold digital assets, most of their holdings are small, and usage remains heavily focused on investment.
For now, cryptocurrency in Denmark is more of a curiosity than a culture.
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