Eight levels of household savings— which one are you in?


1. Poverty level: household savings between 0–50,000.
2. Basic needs level: household savings between 60,000–100,000.
3. Striving level: household savings between 100,000–500,000.
4. Moderately well-off level: household savings between 500,000–1,000,000.
5. Middle class level: household savings between 1,000,000–5,000,000.
6. Affluent level: household savings above 5,000,000.
7. Tycoon level: household savings above 30,000,000.
8. Top tycoon level: household savings above 100,000,000.
Comment below and tell us which level your family is in.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • 14
  • 8
  • Share
Comment
Add a comment
Add a comment
CandlewickKid
· 04-16 02:29
Calling the 0–50k range poverty is a bit arbitrary; many people keep their money in houses and funds instead of in savings accounts.
View OriginalReply0
ForkMoment
· 04-16 02:23
This layering is a bit heartbreaking haha.
View OriginalReply0
GlassDomeObservatory
· 04-16 01:16
My family should be on the edge of the struggle layer, continue working hard.
View OriginalReply0
MempoolMaggie
· 04-15 22:40
I am more concerned about cash flow and stable income; deposits are just a snapshot.
View OriginalReply0
GateUser-53a6e1a8
· 04-15 15:47
The middle class sounds very appealing, but 1 to 5 million yuan isn't really risk-resistant; a major illness could wipe it out.
View OriginalReply0
TheLiquidationLampInMisty
· 04-15 15:46
Only looking at deposits without considering liabilities, mortgages, or car loans, I feel this ranking might not be very accurate.
View OriginalReply0
BlackGoldMechanicalHand
· 04-15 15:43
These eight levels are quite suitable for emotional comparison, but in practice, it also depends on regional prices and family size.
View OriginalReply0
MarginMarmot
· 04-15 15:40
My family currently has 0-50k yuan; let's save up an emergency fund first.
View OriginalReply0
Orange-FlavoredBlock
· 04-15 15:40
Our family falls into the category of "appears to have assets but has no cash on hand," an awkward layer.
View OriginalReply0
SudoSatoshi
· 04-15 15:38
Having over 5 million makes you wealthy? In first-tier cities, having kids and a mortgage might still be quite tight.
View OriginalReply0
View More
  • Pin