Recently, I was looking at a site comparing savings accounts at various banks, and I realized there are quite significant differences in interest rates. Sony Bank's fixed-term savings deposits for one year offer 1.000%, and for three years, 0.750%, which are still quite high. Since they also offer automatic deposits, it seems convenient with less hassle. It was calculated that saving 10,000 yen every month for three years would earn nearly 4,000 yen in interest.

Aeon Bank and Mizuho Bank also offer reasonable interest rates between 0.500% and 0.900%. However, many of them do not have automatic deposit services, so the manual process can be a bit troublesome. Rakuten Bank's five-year deposit offers a higher rate of 0.700%, but it also does not support automatic deposits.

Looking at the rankings, I felt that balancing high interest rates with ease of procedures is really important. Regional banks also have around 0.600% for five-year deposits, so people using local banks might want to consider it. In this era of low interest rates, I think comparing savings rankings and choosing a bank that suits you is crucial.