If you have the means and ability, you should definitely get a Hong Kong and Macau travel permit, spend a few thousand yuan, and take a trip to Hong Kong. When crossing the border, you'll be given a small receipt, so keep it safe. Then, log into a Hong Kong ID on your iPhone, or access the entire Google Play Store on your Android phone—you'll be able to bypass the firewall. This step should be manageable. After that, download the "ZA Bank APP," register, and take a photo of the crossing receipt—you're all set.

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