Not long ago, someone asked me how P2P really works for buying and selling crypto without going through traditional channels. The truth is that the billetera P2P is quite useful if you know how to use it properly.

Basically, when you make a P2P transaction, you’re making a direct exchange between people. Let’s say you want to buy USDT with real currency using Pix—the money you send doesn’t go directly to the seller; instead, it stays in escrow in the billetera P2P until both parties confirm that everything is okay. Once the deal is completed, the funds are released automatically. It’s quite secure because the platform acts as an intermediary without keeping your money.

In practice, it works like this: you buy crypto with Pix, the amount stays in your billetera P2P, and then you move it to your billetera Spot if you want to trade or withdraw. A lot of people don’t know that after using P2P, they can easily transfer their assets to the Spot wallet to do whatever they need.

The main uses are clear: depositing real currency into your account through Pix, converting crypto back to real currency when you want to withdraw money, and making purchases or sales with other people safely. All within the platform.

Now, there’s something important that I always repeat: before you make any transaction in the billetera P2P, carefully verify the other user’s reputation. Check how many orders they’ve completed and what their completion rate is. And here comes the critical part—use only the platform’s built-in chat; never, ever close a deal outside. That’s where the problems happen.

My recommendation: after you complete a P2P transaction, transfer those assets to your billetera Spot. That way, you have more flexibility to move funds, invest, or withdraw whenever you need to. It’s a simple step, but many people forget it.