Jiujiang Bank: Achieve a net profit of 841 million yuan in 2025, a year-on-year increase of 10.4%

On March 31, Jiujiang Bank released its 2025 performance announcement. In 2025, the group recorded operating revenue of 10.477 billion yuan and net profit of 841 million yuan, increasing by 79 million yuan year over year, a growth rate of 10.4%.

As of the end of 2025, the group’s total assets were 523.435 billion yuan, up 6.976 billion yuan from the end of the previous year, a growth rate of 1.4%. The total amount of customer loans and advances was 328.843 billion yuan, up 8.008 billion yuan from the end of the previous year, a growth rate of 2.5%. Total liabilities were 474.812 billion yuan, roughly flat year over year. The total amount of customer deposits was 405.067 billion yuan, up 18.104 billion yuan from the end of the previous year, a growth rate of 4.7%.

As of the end of 2025, the group’s performing and watch-list loan total was 322.507 billion yuan, accounting for 98.07%. The non-performing loan total was 6.335 billion yuan; the non-performing loan ratio was 1.93%, which decreased by 0.26 percentage points compared with the end of the previous year. The capital adequacy ratio, the tier 1 capital adequacy ratio, and the core tier 1 capital adequacy ratio were 13.49%, 13.46%, and 8.87%, respectively, meeting the requirements of the Administrative Measures for Capital Management of Commercial Banks.

(Jiujiang Bank)

(Editor: Qian Xiaorui)

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