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Fannie Mae mortgage giant will soon accept crypto-based mortgages for the first time, marking the expansion of cryptocurrency into mainstream financial transactions, according to a report from the Wall Street Journal.
Mortgage company Better Home & Finance and Coinbase Global (NASDAQ:COIN) announced a new mortgage product on Thursday that allows homebuyers to pledge their crypto holdings when obtaining a Fannie-backed mortgage, instead of selling crypto to make a cash down payment.
While this is not the first crypto mortgage offering, Fannie's involvement could make this type of product more common. Fannie is backed by the federal government and overseen by the Federal Housing Finance Agency.
The Trump administration generally supported the crypto industry. In June, FHFA Director Bill Pulte cited this support in directing Fannie and its sibling company, Freddie Mac, to prepare to count crypto as an asset on mortgage applications
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