China Cinda's net profit is expected to increase by over 17% in 2025, with the total scale of personal loan non-performing asset acquisitions surpassing 10 billion yuan for the year.

March 31, China Cinda Asset Management Co., Ltd. (“China Cinda”) released its latest operating performance results, showing that as of the end of 2025, China Cinda’s total assets were RMB 1.72 trillion, up 5.02% from the end of the previous year; its assets and liabilities increased by 5.78% compared with the end of the previous year. For the full year, net profit attributable to shareholders of the company was RMB 3.562 billion, up 17.32%.

In terms of managing non-performing assets, China Cinda said that over the past year, its core business development has been trending upward and improving. As of the end of 2025, the total assets under its non-performing asset management business were RMB 952.410 billion, up 4.06% from the end of the previous year; total revenue was RMB 41.944 billion, up 2.81% year over year.

“Within the framework of regulatory policy, we focus on restructured assets and impairment assets held by banks, and achieve breakthroughs in areas such as shares of corporate asset management products, defaulted bonds, bankruptcy-property trust arrangements, and cross-border non-performing assets. During the year, the scale of acquisitions of non-performing personal loan assets exceeded RMB 10 billion.” A relevant person in charge at China Cinda noted.

Specifically, in driving reform and risk resolution for small- and medium-sized financial institutions, in 2025 China Cinda acquired and disposed of on a entrusted basis the principal and interest of non-performing claims of local small and medium-sized banks exceeding RMB 120 billion over the full year. In supporting local government debt risk resolution, stock asset revitalization was the focus, and China Cinda provided debt-relief support for local governments in a tailored manner. In 2025, 35 local government debt risk resolution projects were implemented, with capital投入 of RMB 18.5 billion.

In addition, China Cinda also leveraged measures such as restructuring, reorganization, and acting as the party managing construction to participate in risk resolution in the real estate sector, helping to build a new model for real estate development. In 2025, 45 real estate risk resolution projects were implemented, with capital投入 of RMB 17.7 billion. This achieved the delivery of 48,000 units for housing projects, and drove the restart of work and production for projects with a total value of over RMB 120 billion.