$UPST For this stock to rise, Fed rate cuts are necessary, and for now that possibility has disappeared. There is also fear around private credit in the financial sector, and the sector is weak. So it has been hit from two sides at once. However, with a change in those two factors, the stock could recover. Normally, it already had issues from a balance sheet perspective, and the stock fell sharply. The stock is in an oversold position. At the point I marked with the arrow, the averages were left behind relative to the price. It may react from the green support line

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