What are the directions of digital development? Industrial Bank Vice President Sun Xiongpeng jointly responds with Digital Avatar (Photo)

On March 27, financial frontline news reported that Industrial Bank held its 2025 performance briefing today. When discussing digital intelligence issues, Vice President Sun Xiongpeng stated that the steadiness of a commercial bank largely depends on its risk control and compliance capabilities. However, to assess how fast and how far a commercial bank can go in the future, a crucial aspect lies in its intelligence capabilities.

So, what has Industrial Bank done in terms of digital infrastructure construction, and what still needs to be done in the future? Sun Xiongpeng called upon his digital avatar to provide answers:

In recent years, Industrial Bank has consistently adhered to the strategy of promoting the bank through technology. The digital transformation has fully transitioned from the construction phase to the harvest phase, moving towards a new stage of intelligent development.

The height of the intelligent building depends on the depth of the foundation of computing power and data. Industrial Bank has always viewed the construction of technological foundational capabilities as a strategic move, solidifying the transformation base with “three eights.” First, continuous investment in technology of around 8 billion yuan for three consecutive years, providing ample financial support for transformation; second, a technology team of over 8,000 people, ensuring talent power for innovation; third, the Gui’an data center plans to build over 8,000 computing cabinets, connecting multiple centers in Shanghai and Fuzhou to form a multi-center, active data center system, preparing enough digital resources for future explosive growth in digitalization, ensuring stability and sustainability.

The quality of the foundation ultimately depends on whether the business is solid and whether customers recognize it. Our bank has consistently adhered to a business-oriented approach, aiming to create real value from technology. Here, we highlight our development achievements with “three sixes”: first, awakening six major online platforms of “1+5” to build a digital service system for the bank; second, constructing over 160 AI open capabilities, continuously enriching the foundational capabilities for intelligent transformation; third, innovating 261 intelligent application scenarios, injecting intelligent momentum into enhancing customer service and operational efficiency.

On this basis, we comprehensively empower five major financial articles with digitalization. Last year, the technology-driven approval of financial technology loans reached 1.15 trillion yuan, and the dual-carbon platform established green accounts for over 50,000 enterprises and 7.8 million individual customers, truly transforming digital capabilities into a professional reputation for serving the public and the real economy.

In the next phase, we will focus on artificial intelligence and action, continuously upgrading the three major intelligent foundations of computing power, data, and models, enabling every employee to have a legion of financial intelligence agents, promoting technology from backend support to front-end operations, and creating sustainable, stable long-term value for investors.