Former Truist consumer lending head to run Equifax USIS business

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Equifax has appointed David Smith as President of U.S. Information Solutions (USIS), effective March 2, 2026. Smith, who previously led Truist’s $4 billion consumer lending business and has over 25 years of experience, will spearhead USIS’s post-cloud transformation and expand decision-intelligence products using EFX.AI. This strategic hire aligns with Equifax’s focus on innovation in credit decisioning and fraud prevention, following recent positive market responses to their AI-driven initiatives.

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