Coin界 News - Delphi Digital stated in a post that compared to controversies at the national security level, stablecoins pose a more direct potential impact on the profit models of traditional banks. Current U.S. Treasury yields are approximately 3.89%, while ordinary savings account interest rates are around 0.39%, with banks earning interest spread margins through deposits. The firm pointed out that stablecoins are similarly backed by assets such as Treasury securities, and issuers are exploring mechanisms to distribute yields to holders. If this model is scaled widely, it could potentially redirect funds from the traditional banking system to stablecoins, thereby weakening banks' ability to obtain low-cost funding and provide credit.