US lawmakers have suggested that the cryptocurrency market structure bill could make progress in April and potentially undergo review, though key controversies regarding stablecoin yield remain unresolved. Cryptocurrency companies support allowing stablecoins to generate yields to compete with bank deposits, while banks oppose this, concerned that changes to deposit structures would impact their lending and liquidity. The draft proposal leans toward restricting passive yields in favor of rewards for specific use cases, such as collateral. The outcome of this debate could significantly impact the competitive landscape between cryptocurrency and traditional finance.