The market conditions have truly been unfriendly lately, with choppy movements and fragmented rhythm. Many people are no longer keen on frequent trading. Gradually, you can see a shift—capital is starting to flow toward more stable options that can still stack additional yields.

@xStocksFi recently launched an xPoints rewards system, which you can simply understand as: the more you participate in the ecosystem, the more rewards you can earn later.

It's not complicated to use—just three pathways:

**First layer: Holding**
Buy and hold xStocks, and as time passes and holdings increase, points accumulate gradually.

**Second layer: Lending**
Deposit assets into lending pools like @kamino, and as capital flows, the points weight becomes higher.

**Third layer: Providing Liquidity**
This is currently the core strategy with the highest weight. You also earn trading fees—essentially earning yields while accumulating points simultaneously.

Currently, protocols like @byreal_io and @Raydium already support this. Byreal was among the first to integrate, offering a more streamlined experience overall.

Taking it one step further, some are already using combined strategies:

For example, borrow xStocks first, then use them to create LP positions—one unit of capital goes through multiple layers, increasing efficiency.

The underlying assets are familiar ones—basically stocks mapped from U.S. markets, like NVDA, TSLA, Q, etc.

If you don't want too much volatility, you can choose options like Qx or SPYx, which are relatively more stable.

This xStocks system essentially brings traditional assets onto the chain, then layers DeFi and points rewards on top.

You can think of it as: configuring your assets while casually farming points at the same time.

Points entry point here: