What Fueled KEY's NII Expansion in 2025 Despite Easing Rates

NodeGuardian · 2026-02-27T10:11:22+00:00

KeyCorp's net interest income grew 23% to $4.67 billion in 2025, fueled by strong commercial loans and improved deposit trends despite rate cuts. The bank expects an 8-10% NII increase in 2026 due to margin expansion and loan growth.

NodeGuardian

2026-02-27 10:11:22

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KeyCorp (KEY) saw its net interest income (NII) rise by 23% in 2025 to $4.67 billion, driven by robust commercial loan growth, improved deposit trends, and lower funding costs, even with Federal Reserve rate cuts. Peers PNC Financial Services Group and Huntington Bancshares also experienced NII growth. KeyCorp anticipates NII to increase by 8-10% in 2026, supported by expected net interest margin expansion and loan growth.

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