Recently, I was chatting with friends involved in overseas e-commerce, and they use U payments for checkout. It made me think of Gate founder Lin's words: Banks have already lost the war against stablecoins. They haven't been replaced; instead, they have become a more efficient payment tool.


The pace has indeed changed:
You can buy coins on weekends, sell them in the early morning; cross-border transfers no longer need three days. Stocks, gold, and commodities are also moving onto the blockchain, with 24/7 trading, allowing global participation.
Is the "four-year halving cycle" an old story? Maybe it's time to move on. His reasoning is down-to-earth: the crypto market is no longer just for insiders. Market trends follow the US stock market, are influenced by the global economy, and even resonate with the AI boom.
Veteran players are already using these new tools — the rhythm of finance has truly changed.
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