#稳定币生态发展 The Ethereum story of 2026 is being rewritten from a "gambling paradise" into "financial infrastructure"!

Recently, I came across a very interesting perspective — native crypto new banks could become the core engine of Ethereum's growth. Thinking about it carefully, this really hits the pain points of large-scale Web3 applications.

What is the current situation? The returns in the DeFi ecosystem are indeed attractive, but for ordinary users, things like Gas fees, private key management, and cross-chain operations are too high a barrier. It's like knowing a money-making opportunity but having to climb ten mountains to reach it; most people give up.

And the emergence of new banks has changed all that. They "black box" complex on-chain operations, making user experience as simple as traditional mobile banking — deposit money, earn 4-5% on-chain returns, and that's it. Meanwhile, institutions can also flexibly configure through DAT tools to achieve a win-win situation of holding tokens + earning yields.

This is the real breakthrough point. No longer chasing price fluctuations, but enabling ordinary people and institutions to enjoy the convenience and returns of Web3 finance. When financial products themselves are attractive and the experience is friendly enough, adoption curves will grow exponentially.

I am optimistic about this wave of synergy in the first quarter of 2026! It marks our transition from "geek paradise" to "mass finance," from "speculative tools" to "necessities of life." The future is right in front of us.