From Trump Card credit products to 401(k) utilization, the White House's housing price easing policy is fully revealed

retroactive_airdrop · 2026-01-21T17:22:01+00:00

The White House is pursuing a comprehensive policy package to address housing affordability, including reforms and initiatives to support home buyers, such as allowing 401(k) funds for down payments and limiting institutional investors' purchases of single-family homes.

retroactive_airdrop

2026-01-21 17:22:01

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The White House is reportedly pushing forward with a comprehensive policy package to address the housing affordability issue. According to a report by PANews on January 16, citing Jinshi Data, White House National Economic Council(NEC) Chair Harret is reviewing various housing market reform measures, and these policies are expected to be officially announced through the Davos Forum.

Credit Card Trump Card, Launch in Collaboration with Major Financial Institutions

The White House’s plan to unveil a new credit card product, “Trump Card,” in cooperation with major banks is interpreted as an effort to provide tangible economic benefits to domestic consumers. This credit card symbolizes the economic policies of the Trump administration and is designed to strengthen household purchasing power. Financial institutions are expected to participate in the government’s economic stimulation policies through this product.

Retirement Funds as Housing Purchase Funds, Considering Relaxation of 401(k) Account Regulations

A more noteworthy policy is the expansion of the use of 401(k) retirement accounts. The White House is pushing for an executive order to allow citizens to use funds from their retirement accounts as down payments for housing contracts. This policy could significantly reduce the initial financial burden for ordinary families aspiring to buy homes, especially lowering entry barriers for young people and low-income groups.

Restrictions on Institutional Investors’ Bulk Purchase of Single-Family Homes, Housing Market Stabilization Measures

At the same time, the White House is also considering measures to restrict institutional investors from bulk purchasing single-family homes. This aims to ensure fair competition opportunities for individual investors and consumers who need actual residences in the housing market. When combined with credit support like the Trump Card, utilization of retirement funds, and investor regulations, these triple policies are expected to work synergistically to alleviate supply-demand imbalances in the housing market.

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