Global inflation remains stubborn, and high interest rate environments are unlikely to change in the short term. Ironically, the interest rates on traditional bank fixed deposits are still painfully low, with bank-held funds being gradually eroded by inflation. The reality is clear—idle funds can't find good places to invest, which has become a common pain point for investors worldwide.

In fact, the solution is right in front of us. Recently, some projects have launched stablecoin staking yield models, which are beginning to attract increasing attention from traditional finance professionals. Rather than saying it revolutionizes anything, it’s more about breaking down geographical and identity barriers— you don’t need to open an account at a high-end private bank, nor do you need to meet a certain amount threshold to earn decent returns. This global, unrestricted wealth management approach is essentially an exploration of financial democratization. To participate in this new financial revolution and seize the opportunity, the key lies in understanding the logic and risk trade-offs of stablecoin staking.