Want to maximize your returns in the DeFi ecosystem? Yield-bearing assets like PT-USDe combined with Lista DAO's lending features can indeed create new possibilities.

The core idea is quite simple—it's called "capital multiple utilization." The PT-USDe you hold continuously generates basic income, which is the first layer. Then, you can collateralize these assets on the Lista DAO platform and borrow USD1 stablecoins at very low costs, forming the second layer. The key point is that the borrowed USD1 isn't idle; it can be invested in financial products or used to participate in LISTA liquidity mining, which can lock in an additional return of around 20% APY.

When you do the math, the sources of income become threefold: passive income from yield tokens, investment returns from lending funds, and ecosystem incentives. Veteran players like this approach because it maintains asset liquidity while maximizing the efficiency of every dollar.

Of course, this strategy also tests your ability to grasp market rhythms. But if executed properly, capital efficiency can indeed double.