🚨 MAJOR INSTITUTIONAL MILESTONE: BANK OF AMERICA EMBRACES BITCOIN 🚨

As of today, January 5, 2026, Bank of America has officially authorized its network of over 15,000 wealth advisers across Merrill, Bank of America Private Bank, and Merrill Edge to proactively recommend spot Bitcoin ETFs to clients.

This is a seismic shift from the previous policy, where advisers could only facilitate Bitcoin ETF purchases if explicitly requested by the client. Now, Bitcoin exposure is moving into the bank's "house view" – backed by formal CIO research, allocation guidance, and dedicated adviser training.

Key details:

👉 Recommended allocation: 1%–4% of a client's portfolio, tailored to risk tolerance and investment goals (lower for conservative investors, higher for those comfortable with volatility).

👉 Approved ETFs only: The bank's Chief Investment Office has greenlit four highly liquid, regulated spot Bitcoin products:

BlackRock’s iShares Bitcoin Trust ($IBIT)

Fidelity’s Wise Origin Bitcoin Fund ($FBTC)

Bitwise’s Bitcoin ETF ($BITB)

Grayscale’s Bitcoin Mini Trust ($BTC)

By sticking to these established, U.S.-listed ETFs, Bank of America ensures exposure stays within compliant, custodial frameworks – no direct crypto custody or external platforms needed.

Why this matters massively:

With trillions in assets under management, even modest 1–4% allocations across high-net-worth and mass-affluent clients could channel billions in structural inflows into Bitcoin ETFs. This isn't fleeting retail FOMO; it's deliberate, balance-sheet-level adoption from one of America's largest banks.

Bank of America now joins peers like Morgan Stanley, JPMorgan, Citi, and asset giants BlackRock and Fidelity in normalizing Bitcoin as a portfolio diversifier. Regulatory maturity, proven ETF infrastructure, and growing client demand have tipped the scales.

For years, Bitcoin sat on the sidelines in traditional wealth management. Today, it's stepping into the core conversation alongside stocks, bonds, and alternatives.

The institutional era isn't coming – 📈 it's here.

What does this mean for Bitcoin's trajectory in 2026 and beyond? Structural demand is building, supply dynamics remain tight, and mainstream validation keeps accelerating.

The thundering herd is charging in. 🐂

#btc #CryptoMarketRebound

#trump #fed