Make Money on Your Phone in 2025: The Complete Guide to the Best Apps for Creating Extra Income

Why Did Flexible Work Take Over in 2025?

The reality has changed. Being stuck at a desk from 9 am to 6 pm is no longer the only option — and many have realized that. Digital technology has exploded, creating endless opportunities for those who want to make money on their phones without needing a boss, fixed hours, or a designated physical location. If you have a smartphone and a desire to work, opportunities are literally in the palm of your hand.

From content creators to traders and freelancers, there are money-making apps suitable for any profile. In this guide, we will explore the 10 best, divided into 5 main categories, so you can find exactly what you’re looking for.

Content Creators: Turn Your Talent into Income

The Power of Short Social Media Networks

TikTok leads when it comes to monetizing short and viral videos. Its massive global user base offers multiple earning avenues: the Creator Program (which pays per views), TikTok Shop (sales with commission), and brand partnerships. To qualify, you need at least 10,000 followers. Withdrawals are processed via PayPal or bank transfer within 30 days.

Kwai, a robust app in Brazil, offers a similar model to TikTok but with a special focus on the North and Northeast regions. Besides the Creator Program, there are daily bonuses, paid viral challenges, and promotional campaigns. Earnings are paid via Pix or digital wallets within 7 business days.

Long-Form Video Content

YouTube remains an undisputed giant for those seeking sustainable income. With over 2 billion active users, it offers multiple streams: ads (AdSense), Super Chat and Super Stickers during live streams, channel memberships, and affiliate marketing. Requirements: at least 1,000 subscribers and 4,000 hours of watch time in the past 12 months. Payments are made via Google AdSense within 30 days after the month closes.

Writing as a Source of Income

Medium Brazil has paved the way for writers wanting to earn money with their words. Publish articles in Portuguese and receive payments based on reading time and subscriber engagement. Ideal for topics like finance, technology, and entrepreneurship. Payments are made monthly via Stripe or PayPal.

Digital Investment: Take Advantage of Market Volatility

Modern Trading Platforms

Mitrade is an intuitive investment app for those wanting to profit from real-time market fluctuations. You can trade gold, global indices (NASDAQ, NAS100), Bitcoin, Brent oil, and contracts for difference (CFDs) — all regulated by agencies like ASIC, CIMA, and FSC. It offers advanced charts, technical analysis tools, and an easy interface. Minimum deposit of $5 USD, with withdrawals and deposits via Visa, Mastercard, Worldpay, Poli, Skrill, Neteller, or bank transfer on business days.

IC Markets is the choice for more technical traders seeking ultra-fast execution. Trade currency pairs, cryptocurrencies, stocks, indices, and commodities with competitive spreads. Perfect for short-term strategies but requires careful risk management due to high volatility. Withdrawals are processed on business days directly to linked bank accounts.

Affiliate Programs: Earn with Recommendations

E-commerce and Online Shopping

Temu recently entered Brazil and has already become a sales phenomenon. The affiliate program allows you to earn by sharing links or personalized coupons with friends and followers. Each purchase generates commissions in cash or app bonuses, with temporary campaigns paying extra rewards for clicks or sign-ups. Payments via Pix, PayPal, or in-app credit.

Shopee Affiliate Program maintains its position as a reliable option to earn money by promoting products. Share any Shopee item on Instagram, YouTube, TikTok, or Facebook and earn commissions of up to 28% per sale through your link. Free registration, transfers via Pix in 3 to 5 business days.

Remote Work: Offer Your Digital Services

Freelance Marketplaces

Workana Brazil is one of Latin America’s largest freelance marketplaces. It connects designers, writers, translators, IT specialists, and customer service agents with companies hiring by project. An escrow system ensures security. Payments via Payoneer, bank account, or PayPal.

99Freelas is 100% Brazilian, with a Portuguese interface and local support. Offers categories like writing, design, translation, programming, marketing, and customer service. Negotiating prices directly with clients is simple. Bank transfers via Pix after client approval.

How to Find the Right App for You

Choosing might seem overwhelming, but five criteria simplify everything:

First: Know your skills. Love creating videos? YouTube and TikTok. Good at writing? Medium. Enjoy negotiating? Mitrade. Platforms that match your talent increase your chances of success.

Second: Prefer apps with solid reputation and active support. Check reviews from real users and a history of punctual payments before investing your time.

Third: Understand each payment method. Some use PayPal, others Pix, some international transfers. Read the terms thoroughly to avoid frustrations.

Fourth: Compare commission rates. Different platforms retain different percentages. Calculate if the return is worth the effort.

Fifth: Seek genuine feedback. Online communities, forums, and social media reveal whether payments are actually made and if support is effective.

Next Step: Test and Evolve

Making money on your phone in 2025 is not fiction — it’s an accessible reality. Whether creating viral content, investing in CFDs, promoting products, or offering your skills as a freelancer, there’s space for all profiles and ambitions.

The key is to start small, test different platforms, monitor which generate the best results, and scale the ones that work. With strategy, discipline, and creativity, you can turn free time into real income — and maybe even build your own digital business.

Register on the apps that suit you best, study their metrics, and adapt your approach as you learn. The digital market never stops growing. The question now is: when will you start?