2026-01-01 18:23:04

A major DeFi lending protocol just expanded its stablecoin liquidity pool by $40 million, solidifying its position as one of the most robust liquidity hubs in the decentralized finance ecosystem. This significant move opens up attractive borrowing opportunities for yield farmers and traders seeking cost-effective financing.

The current lending rates are compelling across multiple collateral pairs:
• BTCB collateralized loans: 1.16% APY
• USDF borrowing: 2% APY
• PT-USDe paired lending: 1.97% APY

These rates represent some of the most competitive rates available in DeFi right now, creating meaningful arbitrage and looping opportunities. For those running multi-leg yield strategies or looking to optimize capital efficiency, these rates make leveraged positions more accessible without eating into returns through excessive borrowing costs.

USDE0,15%

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

10 Likes

Reward
10
7
Repost
Share

Comment

0/400

MrDecoder

· 15h ago

1.16% BTCB interest rate... Interesting, are they planning to harvest us like weeds? --- Honestly, this APY is a bit disappointing. I'll keep looking at other pools' yields. --- Huh? It's that looping operation again. How did the people who did this last time turn out, everyone? --- Forty million in liquidity sounds like a lot, but in reality... could it be just another suppressive marketing tactic? --- USDF is only 2%, not even as high as my Aave earnings. Why switch over? --- This kind of pool expansion news happens every week. Why does it still feel like something new? --- If I really needed to borrow money, I wouldn't trust these new protocols. Better to go with big players for peace of mind. --- They're just competing over interest rates here. Let's wait for the market to cool down and see who can still offer these prices. --- PT-USDe pairing... Is this a sign that something's about to go wrong again?

View OriginalReply0

degenwhisperer

· 15h ago

This interest rate does have some substance, but is 40 million in liquidity really enough? It still feels like it's being beaten by a vampire protocol.

View OriginalReply0

FUD_Vaccinated

· 15h ago

Is the 1.16% BTCB interest rate real? It feels too outrageous. --- Once again, it's this kind of liquidity expansion news. Can they still run away next year? --- 40 million sounds impressive, but what's the actual impact when all the TVL is combined? --- Yield farming isn't that easy to make money from, there's always a trap when buying the dip. --- 1.97% borrowing USDE? Is it cheaper compared to other protocols? --- Is multi-chain arbitrage really that easy, or are we about to be outrun again? --- How is this protocol's risk score? Has it been security audited? --- The interest rate looks good, but how much can slippage and gas eat into the returns? --- If you blindly invest, what's the probability of breaking even? --- Feels like every week there's a new protocol bragging about offering the lowest interest rate—are they all just competing?

View OriginalReply0

MiningDisasterSurvivor

· 15h ago

Another 40 million invested to become "the most robust"? I've been through this before; this trick was played in 2018. A 1.16% BTCB interest rate sounds good, but what about contract risks? What about the project team's risk of running away? Newbies only look at APY and ignore the risks, and sooner or later, there will be a mining disaster.

View OriginalReply0

DefiSecurityGuard

· 15h ago

ngl, those rates look sus... $40m injection outta nowhere? checked the audit report yet? because i'm seeing zero transparency on collateral backing here. DYOR before you ape in, seriously.

Reply0

staking_gramps

· 15h ago

ngl this APY is a bit low, I see other protocols offering 3%+, what's going on --- 40m liquidity sounds like a lot, but how long can it last... Is this round going to run away again? --- 1.16% borrowing BTC, can this really loop? Feels like the fees will eat up half the profit --- It's another lending protocol expanding the pool, I've seen this routine many times, in the end, only those top players make money --- pt-usde 1.97 is okay, but what about the risk? Isn't anyone talking about the risk? --- Yield farming, looking at rates alone isn't enough, has the contract been audited, everyone? --- I just want to ask, if I enter now, will I get rugpulled again... --- Compared to this, it's better to just launch linear yield, much less hassle --- Wait, which protocol is this? Why do I feel like I don't recognize the names anymore

View OriginalReply0

LiquidationWatcher

· 16h ago

Hmm... The 1.16% BTCB interest rate feels a bit fake. Is this number real?

View OriginalReply0