Overall, 2025 is still a bit disappointing. Compared to the market at the end of 2024, it was indeed a loss—back then, Ethereum was still around 4000 yuan. But in the long run, relative to the initial principal invested, the returns are quite substantial.
Stocks haven't been very interesting this year, basically just collecting dividends passively with no major fluctuations. On the other hand, the fund products in Yu'e Bao have given me quite a few surprises this year, especially the gold ETF and pharmaceutical fund portfolio, which generated a profit of 130,000 yuan, with an annualized return of 23%. Honestly, this is the most satisfying part of this year.
It seems that diversified asset allocation is indeed necessary; you can't just focus on one area. I hope everyone can continue to grow steadily in 2026 and work together towards wealth!
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MetaverseHobo
· 3h ago
Ethereum has dropped from 4000 to now, and my heart has dropped along with it. But after seeing the move with the gold ETF, I really have to admit it.
130,000 profit with a 23% annualized return? That's what we should be learning. Don't always focus on the small stuff in the crypto world.
Diversification is truly the key, or you'll just be waiting to get hammered by a single asset.
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NFTBlackHole
· 3h ago
Ethereum has dropped from 4000 to now, how strong is your mindset haha
Compared to the excitement in the crypto world, the 23% annualized return from gold and pharmaceutical funds is indeed stable
The multi-asset allocation strategy is correct, not going all-in on one direction can really prevent a lot of pain
A 130,000 profit sounds like a lot, but we still need to keep working hard until 2026
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CryptoTarotReader
· 3h ago
Back when Ethereum was at 4000, I didn't get in. Now it's too late to regret, haha.
13K profit is quite something. Gold and pharmaceuticals have been really strong this year.
Diversified allocation really saves lives. Don't all-in on one direction; you'll die too quickly.
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MEV_Whisperer
· 3h ago
Ethereum has dropped from 4000 to now, and my mood has dropped along with it haha
How did I make a profit of 130,000? Is gold ETF so powerful?
Don't put all your eggs in one basket, this saying is always true
I should also do my homework, can you share your allocation ratio?
2026 needs to turn around, or it will be too亏了
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CodeZeroBasis
· 3h ago
When Ethereum dropped from 4000, I also cried, but in the long run, I still made a profit. Keep a steady mindset.
130,000? Bro, your gold ETF investment is impressive. I need to learn how to operate it.
Receiving dividends passively from stocks is indeed comfortable, but there's no passion... The real surprise is in the funds.
You're right, betting everything on one direction is too risky. Diversification is the way to go.
With your allocation, 2026 looks truly stable. Let's push forward together.
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ShitcoinArbitrageur
· 3h ago
Are you still crying about Ethereum dropping to 4000? My friend went all-in directly, and now he's in a much better mood haha
A profit of 130,000 is indeed good, but gold and pharmaceuticals have really been the hot sectors these past two years
There's nothing wrong with diversified allocation; betting on just one track is too risky
Wait, how did you calculate that 23% annualized return?
ETFs are really more stable than us doing arbitrage, it's a bit speechless
Diversifying risk is indeed the way to go, but I still can't change my habit of only playing with coins
Keep pushing forward in 2026, if you can make it out, you're a winner
Overall, 2025 is still a bit disappointing. Compared to the market at the end of 2024, it was indeed a loss—back then, Ethereum was still around 4000 yuan. But in the long run, relative to the initial principal invested, the returns are quite substantial.
Stocks haven't been very interesting this year, basically just collecting dividends passively with no major fluctuations. On the other hand, the fund products in Yu'e Bao have given me quite a few surprises this year, especially the gold ETF and pharmaceutical fund portfolio, which generated a profit of 130,000 yuan, with an annualized return of 23%. Honestly, this is the most satisfying part of this year.
It seems that diversified asset allocation is indeed necessary; you can't just focus on one area. I hope everyone can continue to grow steadily in 2026 and work together towards wealth!