Bitcoin or Gold? What if you invest $50 every month for 10 years?

As the New Year approaches, the strategy of dollar cost averaging over time (Dollar Cost Averaging – DCA) once again attracts the attention of long-term investors. In particular, many people ask: If you had consistently bought Bitcoin or gold every month over the past 10 years, where would you be today? Based on historical price data from January 2016 to December 2025, let’s simulate two simple yet very realistic investment scenarios. Scenario 1: DCA Bitcoin – Big Volatility, Big Results Suppose an investor buys $50 worth of Bitcoin on the 1st of each month, regularly for 10 years. Total investment amount: $50 x 120 months = $6,000 Bitcoin price fluctuations: 2016: just a few hundred USD/BTC Peak in 2021 Significant drop in 2022 New highs in 2024–2025 Thanks to the DCA strategy, the investor doesn’t need to predict the peaks and troughs but still accumulates about 0.43 BTC after 10 years. Current Bitcoin price: approximately $87,000/BTC Portfolio value: approximately $37,000 – $38,000 👉 Results: The $6,000 investment has increased in value by more than 6 times in the long run. Scenario 2: DCA Gold – More Stable but with Modest Returns Using a similar approach, the investor uses $50 each month to buy gold, starting from January 2016. Total capital invested: $6,000 over 120 months Gold price movements: 2016–2018: fluctuating around $1,100 – $1,300 per ounce After 2020: clear upward trend 2024–2025: reaching historic highs After summing all purchases, the portfolio holds about 3.4 ounces of gold. Current gold price: approximately $4,350 per ounce Portfolio value: approximately $14,500 – $15,000 👉 Results: The initial investment nearly doubles after 10 years. Quick Comparison of Bitcoin and Gold Through the Lens of DCA

Conclusion The 10-year scenario demonstrates the power of discipline and time in investing. Bitcoin offers superior returns but comes with high volatility and psychological pressure. Gold is more stable, serving as a store of value, but with significantly slower growth. There is no “absolutely correct” choice, only options that suit individual risk appetite and financial goals. The most important thing that the DCA strategy offers is not just profit, but the ability to stay committed to the market long-term without being swayed by emotions.