Stablecoin adoption is accelerating toward a major inflection point in 2026. Major payment networks including Visa and Mastercard are gearing up to integrate stablecoins into their systems, while banking institutions like Standard Chartered are preparing to join the wave. On the Asia front, the momentum is equally strong—SBI Holdings has laid out plans to incorporate Ripple's $RLUSD into their infrastructure by mid-2026. This convergence of $USDC, $USDT, $PYUSD, and emerging alternatives signals that mainstream financial players are moving past speculation and into serious deployment. The institutional infrastructure for stablecoin rails is materializing faster than many anticipated.