Those who have done on-chain payments know that sending out transactions is not difficult; the challenge is to keep users willing to continue using the service during network congestion—fees cannot big pump, confirmations cannot be delayed, and the experience must not collapse. The idea behind the Plasma chain is quite clear: don't try to do everything; first, thoroughly tackle stablecoin payments.

Technically, there are no tricks. EVM compatibility means that developers can almost move their projects over without learning new things; the consensus and execution layers have been refined for high concurrency scenarios over a long time, resulting in stable block production, low latency, and gas fee fluctuations controlled within a reasonable range. The user experience is straightforward: small transfers don't hurt the wallet due to fees, and large settlements can arrive on time. For merchants, what's more critical is "predictability"—they won't suddenly find their collection costs tripled the next day just because a certain NFT project has suddenly become popular.

The application scenarios are more down-to-earth. Cross-border remittances, merchant acquiring, team payroll, B2B reconciliation, subscription payments... these seemingly unsexy but real financial flows are the key areas that Plasma focuses on. On-chain processes are simplified wherever possible, reducing integration complexity; in terms of fees, it supports paying gas directly with stablecoins, eliminating the inhumane operation of "buying platform coins first and then paying transaction fees." Developers have ready-made SDKs and contract templates, and enterprises have clear cost models for reference.

Of course, when it comes to funds, we can't just talk about the benefits. Cross-chain bridges have always been high-risk areas, so it's advisable to prioritize channels that have been audited and to conduct small-scale tests on new bridges; the regulatory standards for stablecoins vary from country to country, so when making compliant connections, the plan must be adjusted according to the specific jurisdiction.