Top 8 Best Investment Brokers for Beginners in 2025

2025-10-05 03:55:40

Updated on 10/05/2025

Looking for brokers to start investing? The market is full. There are traditional options and new fintechs emerging every day. Choosing who will take care of your money is not an easy task.

Here is our selection. They are brokers with user-friendly interfaces, diverse products, robust security, and good customer service. Let's go to them.

Market Overview in 2025

2025 arrived with 21 million investors in B3. Incredible growth. It seems that Brazilians have finally discovered alternatives to savings. Several factors explain this:

Financial education: 75% of investors use platforms with educational content
Lower fees: Digital banks charge up to 85% less than traditional banks
More options: global ETFs, ESG products, everything more accessible now

The 8 Best Investment Brokers for Beginners

Our list features 8 excellent brokers in the Brazilian market. Each one has its own style. All are reliable, that's the minimum. The choice depends on your profile.

1. Nubank Investments

The purple one dominated the digital market. Its brokerage, formerly Easynvest, is now Nu Investe, and it's entirely digital. Smartphone in hand and ready.

Overview: In 2025, they expanded significantly. Now they have international products and thematic ETFs. They have grown a lot.
Products: CDB paying 225% of CDI (surprisingly high!), fractional shares, REITs with no fee.
Fees: Zero for small orders. Free withdrawal via Pix. Very accessible.
Differential: AI that suggests investments. It's a bit scary sometimes how it gets the timing right.

2. XP Investimentos

XP still leads. Aggressive marketing and constant renewal explain this.

Overview: 7.1 million customers. Impressive how it maintains growth.
Products: 15 global bags. That's no small feat.
Fees: R$ 1.90 for Brazilian stocks. It's not zero, but it's fair.
Differential: XP Labs for simulations. Funny how few actually use it.

3. Toro Investimentos

Founded in 2010, it is now part of Santander. Low costs attract a lot of new people.

Overview: Simple interface. Works well on mobile.
Products: There is everything. Day trade for beginners as well.
Fees: Zero commission for stocks. A relief.

4. Rich Investments

Overview: From the XP Group. There are robots that invest for you.
Products: Automated wallets. Fixed fee for day trading.
Fees: Zero for domestic ETFs. Quite fair.
Differential: Alerts via WhatsApp. It seems simple, but it saves many operations.

5. Clear

Also from the XP group, but with its own identity. Total focus on digital.

Overview: For those who want to spend little. No frills.
Products: Fractional shares make life much easier.
Fees: Zero for everything. Only withdrawal fee: R$ 3.90.
Differential: Zen Mode blocks operations after losses. It has saved many people from themselves.

6. BTG Pactual Digital

BTG has made a strong entry into the digital space. It caters to everyone from conservatives to the more daring.

Overview: Strong in sustainability. It seems they take ESG seriously.
Products: Green Treasury yields IPCA + 6.2%. Quite attractive.
Fees: Zero for beginners with less than R$ 5,000.
Differential: BTG Academy provides recognized certificates. It's worth it.

7. Órama

Órama integrates various aspects of financial life. From income tax to planning.

Overview: 170 free courses. A bit exaggerated, who has time for that?
Products: Multi funds, LCI/LCA with daily liquidity.
Fees: Zero to start. Then 10% on earnings.
Differential: They give you R$ 100 to get started. Smart marketing.

8. MiTrade

Simple and straightforward proposal. Abundant educational material.

Overview: Focus on emerging markets. Interesting for diversification.
Products: 500 assets available. Quite a lot.
Fees: Low spread of 0.03%. Free Pix.
Differential: Simulator to practice without risk. Essential to avoid breaking immediately.

Conclusion

Choosing a broker is not simple. Each one has its strengths. Analyze carefully. Consider fees, products, interface, and support. The best one is not necessarily the most famous, but the one that fits your profile.

FAQ

1. Which exchange offers the best educational resources?

Órama offers more than 170 live courses and mentoring sessions. Perhaps even too many.

2. Can I start investing with little money?

Sure! With R$ 50 you can already start with Nubank or Clear. You won't get rich right away, but it's a start.

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