Let's discuss my investment portfolio allocation! U.S. Treasury securities, recognized as one of the safest asset classes in the global financial market, are officially issued and backed by the U.S. Department of the Treasury. According to their maturity periods, U.S. Treasury securities can be divided into three main categories: short-term Treasury bills with maturities of one year or less (T-Bills), medium-term notes with maturities ranging from 2 to 10 years (T-Notes), and long-term bonds with maturities exceeding 10 years (T-Bonds).

These bonds are not only a key channel for the U.S. government to raise funds, but also constitute a core part of the foreign exchange reserves of central banks around the world. During periods of financial market turmoil, investors often turn to U.S. Treasury bonds to seek safety, reflecting their characteristic as a "safe-haven asset." More importantly, U.S. Treasury yields are widely regarded as a reference standard for the risk-free rate in the market, significantly influencing the pricing mechanisms of numerous financial products, from mortgage loans to corporate bonds.

It is worth noting that although U.S. Treasury bonds are considered safe assets, investors still need to pay attention to the risks of interest rate fluctuations, especially against the backdrop of the current volatile global economic environment.