The Bitcoin accumulator strategy is superior to DCA: lower buying cost by 10%-26% but requires bearing the risk of doubling down on a fall.

[Chain News] On June 18, it was reported that since 2023, the Bitcoin “Accumulator” strategy has outperformed the Dollar Cost Averaging (DCA) strategy. This structured product purchases BTC at a discounted price regularly, averaging a cost that is 10%-26% lower than DCA during a bull run, but it requires the obligation to double the purchase if the price falls below the execution price.

The research data shows that during the testing period from January 2023 to June 2025, the 3-month accumulator reduced the average purchase cost of BTC to $39,035 (10% lower than DCA), and the 6-month and 12-month strategies achieved an average cost of $37,654 and $32,079, respectively. The product has a knock-out clause that automatically terminates when the BTC price rises to a pre-set barrier (e.g. $115,000). Pulkit Goyal, head of trading at the data platform, pointed out that this disciplined buying method is particularly suitable for enterprise-level crypto asset allocation, but the nature of the forced doubling of purchases when the price goes down makes it unsuitable for short-term traders.