Eye-catching market trends are emerging! Recently, the digital currency payment sector has shown an unprecedented competitive landscape, with top global companies entering the fray.

Recently, it has been reported that domestic fintech representative Ant Group plans to apply for stablecoin-related licenses in Hong Kong and Singapore, aiming to build a global digital payment ecosystem. Almost simultaneously, according to the latest report by The Wall Street Journal, American retail giants Walmart and Amazon are also actively exploring the issuance of their own stablecoins, intending to directly apply them in actual product transaction scenarios.

This trend has attracted widespread attention, primarily due to its potential economic benefits. Currently, the retail payment system in the United States heavily relies on credit card networks, with ordinary transactions incurring fees of up to 2.9% + $0.30 per transaction; even large enterprises with bargaining power must bear fees close to 2%.

Considering that Walmart and Amazon are expected to surpass the $700 billion sales mark by 2025, if the stablecoin payment model is successfully implemented, these two companies are likely to save over $20 billion in payment costs, which will undoubtedly become a significant point of profit growth.

It is noteworthy that the digital payment revolution has shown many signs: the e-commerce platform Shopify has already supported merchants to receive payments using the USDC stablecoin; payment giant PayPal has launched its own stablecoin "PayPal USD"; the international payment network Mastercard has built a complete process for stablecoin payments; and VISA has also adopted USDC for settlement, with a considerable transaction scale.

Stablecoins, as a bridge connecting traditional finance and the digital economy, are gradually becoming a key element in the global payment system transformation, which is accelerating and sweeping across the globe.