I completely agree. This news has gone viral today, and many KOLs have condemned this behavior.

Although practitioners in our industry may not claim to have a high moral standard, there should still be a basic bottom line. We should not reach out to college students who are using their living expenses; their self-control and risk resistance abilities are quite weak.

Campus loans were once very popular, but after a comprehensive crackdown in 2017, many small loan operators ended up in prison. Even if the platform does not want to be a moral model, for the safety of itself and its employees, it should no longer push the student market.

I still vividly remember the scene in "Gambling on One's Last Hope" where that university student was scammed and driven to jump off a building...