XLM Crypto Price Prediction: Why Stellar Could Surge Beyond AUD $1?

Stellar (XLM) has long been positioned as a blockchain built for fast, low-cost payments. In 2025, it is trading at AUD $0.5543, but with growing institutional adoption and its increasing role in real-world asset (RWA) tokenization, many traders are asking: could this be the moment XLM breaks out into a new bull cycle?

Stellar’s Role in Fast, Low-Cost Payments

At its core, Stellar is designed for speed and affordability. Unlike networks bogged down by congestion or high fees, Stellar facilitates cross-border payments, stablecoin transfers, and tokenized asset movement within seconds, often for less than a cent. This makes XLM one of the most practical cryptocurrencies for real-world utility.


Institutional Adoption & RWA Tokenization

The big story in 2025 is institutional adoption. Stellar’s partnerships include:

  • PayPal (PYUSD) using Stellar rails for stablecoin transactions.
  • Societe Generale-FORGE (EURCV) integrating Stellar in tokenized euro projects.
  • RWA initiatives that tokenize bonds, securities, and other traditional financial assets.

These moves position Stellar as more than a niche project—it’s becoming a bridge between global finance and blockchain innovation.


Historical Performance & Key Levels

Looking at recent price action:

  • Current Price: AUD $0.5543
  • Support: AUD $0.50 (historical accumulation zone)
  • Resistance: AUD $0.65–0.70 (previous failed breakout levels)

The recent downtrend has pushed XLM into oversold conditions on some technical charts, suggesting the potential for a reversal rally if bullish momentum returns.


Key Indicators to Watch

  • RSI (Relative Strength Index): Currently hovering in neutral-to-oversold territory, signaling possible accumulation.
  • SMA (Simple Moving Average): The 50-day SMA has acted as resistance; a break above could trigger a bullish continuation.
  • Bollinger Bands: Narrowing bands suggest volatility is coming, which often precedes a strong move.

Traders looking for short-term entries should watch for volume spikes and RSI recovery as confirmation of renewed buying pressure.


Impact of Bitcoin Halving on Stellar

Historically, Bitcoin halvings spark broader bull runs across the crypto market. With Bitcoin’s reduced supply and institutional demand via ETFs, liquidity often flows into altcoins like Stellar. As a result, XLM could see amplified gains in the year following the halving, mirroring previous cycles.


Price Forecasts

Short-Term Outlook

  • Bullish Scenario: Breakout above AUD $0.70 could target AUD $0.85–0.90 in coming months.
  • Bearish Scenario: If support at AUD $0.50 fails, XLM could revisit AUD $0.45 before recovering.

Long-Term Outlook

With RWAs scaling up and global partnerships expanding, analysts see Stellar reaching AUD $1.50–2.00 over the next 2 years. In highly bullish scenarios, broader adoption could push XLM toward AUD $3.00.


Challenges and Risks

  • Volatility: XLM remains tied to overall market sentiment.
  • Regulatory uncertainty: Global rules for stablecoins and tokenized assets are still developing.
  • Competition: Ripple (XRP) shares a similar use case, and institutional preference could sway toward one over the other.

Conclusion

Stellar (XLM) is more than just another altcoin—it’s a core player in the tokenization and payments revolution. With partnerships spanning PayPal to European banks, and the momentum of real-world adoption, its future looks increasingly bullish.

At AUD $0.5543, Stellar appears undervalued compared to its potential role in global finance. For Australians and global traders, platforms like Gate.com offer seamless access to XLM and hundreds of other tokens, making it easier than ever to participate in the next wave of growth.


FAQs

  1. What is Stellar (XLM) used for?
    It’s primarily used for fast, low-cost payments and asset transfers.

  2. Why is XLM linked to RWA tokenization?
    Stellar’s partnerships with PayPal and Societe Generale highlight its role in bridging traditional finance and blockchain.

  3. Can XLM reach AUD $1 soon?
    If bullish trends continue and RWAs expand, AUD $1 could be tested within 2025–2026.

  4. How do Bitcoin halvings affect Stellar?
    Historically, BTC halvings create altcoin bull runs, often pushing XLM higher.

  5. Where can I buy Stellar (XLM) in AUD?
    Australians can buy XLM securely on Gate.com, alongside hundreds of other coins.

* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.

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Content

Stellar’s Role in Fast, Low-Cost Payments

Institutional Adoption & RWA Tokenization

Historical Performance & Key Levels

Key Indicators to Watch

Impact of Bitcoin Halving on Stellar

Price Forecasts

Challenges and Risks

Conclusion

FAQs

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