How Will Regulatory Compliance Shape Cryptocurrency's Future in 2030?

Evolving SEC stance: 70% of cryptocurrencies may be classified as securities by 2030

The Securities and Exchange Commission is undergoing a significant transition from its previous enforcement-focused approach to creating a more structured regulatory framework for cryptocurrencies. With the establishment of the new SEC Crypto Task Force in 2025, the agency is prioritizing the determination of which digital assets qualify as securities, moving away from case-by-case enforcement toward comprehensive regulation.

Financial experts predict that by 2030, approximately 70% of existing cryptocurrencies could be classified as securities under this evolving framework. This projection represents a dramatic shift in the cryptocurrency landscape, as demonstrated by the following comparative outlook:

This regulatory evolution creates greater clarity for cryptocurrency projects, investors, and exchanges regarding compliance requirements. Projects like Bitcoin Cash (BCH), currently ranked 17th with a market cap of $9.7 billion, face uncertain classification under these developing standards. The SEC's focus on providing "clarity regarding who must register" through the Crypto Task Force signals a move toward regulatory certainty without stifling innovation, ultimately benefiting legitimate cryptocurrency projects while potentially eliminating questionable tokens from the market.

Increased audit transparency: 90% of major exchanges to publish proof-of-reserves by 2028

The cryptocurrency market is advancing toward unprecedented transparency, with projections indicating that 90% of major Bitcoin Cash exchanges will implement proof-of-reserves protocols by 2028. This significant shift represents the industry's response to growing regulatory pressure and investor demands for greater security assurances following several high-profile exchange collapses in previous years.

The implementation timeline shows progressive adoption across the exchange landscape:

BCH exchanges are particularly motivated to embrace this transparency standard due to the coin's steadily increasing market presence, with BCH currently holding a $9.73 billion market capitalization and ranking 17th among cryptocurrencies. The recent price volatility—displaying a 6.01% increase over 30 days despite short-term fluctuations—further emphasizes the need for exchange stability guarantees.

Industry experts point to recent developments in cryptographic verification technologies that make continuous proof-of-reserves more feasible and cost-effective for exchanges of all sizes. The implementation of these systems not only protects investors but also strengthens the legitimacy of Bitcoin Cash within the broader financial ecosystem, potentially supporting its recovery toward its all-time high of $3,785.82 from its current $487.57 valuation.

Global regulatory framework: G20 to implement unified crypto regulations by 2029

The global crypto regulatory landscape is witnessing significant developments as nations move towards harmonized frameworks. By 2025, the European Union's Markets in Crypto-Assets (MiCA) regulation will be fully implemented, establishing the first comprehensive EU-wide crypto regulatory system. Meanwhile, the G20 has set an ambitious target to achieve unified crypto regulations by 2029, addressing the current fragmented approach that creates regulatory arbitrage opportunities.

The Financial Stability Board (FSB), the G20's financial risk watchdog, has issued warnings about the inconsistencies in global crypto rules that potentially undermine market trust and adoption. Their 2023 Global Regulatory Framework serves as the foundation for this unification effort.

In the United States, the GENIUS Act of 2025 has introduced a structured regulatory framework for stablecoins, providing much-needed clarity for financial institutions.

These developments demonstrate the global regulatory community's commitment to establishing clear guidelines that balance innovation with financial stability, as evidenced by the FSB's assessment that most members expect alignment with their framework by 2025.

Enhanced KYC/AML policies: AI-powered compliance systems to be mandatory for all crypto platforms by 2030

By 2030, all cryptocurrency platforms will be required to implement AI-powered compliance systems to meet increasingly stringent KYC/AML regulations. This shift represents a fundamental evolution in how digital asset businesses approach compliance, moving beyond basic verification toward comprehensive risk management frameworks.

Recent regulatory developments show the serious consequences of inadequate AML measures. The financial penalty landscape has become increasingly severe as authorities strengthen oversight:

AI-driven compliance tools will deliver significant advantages through real-time transaction monitoring, cross-chain analysis, and automated suspicious activity reporting. These systems can process vast data volumes while dynamically adapting to emerging financial crime patterns unique to cryptocurrency ecosystems.

The regulatory framework emerging under initiatives like the GENIUS Act explicitly subjects cryptocurrency businesses to Bank Secrecy Act requirements, making robust AML programs with risk assessments and customer identification mandatory. Industry experts anticipate these AI compliance systems will become standard by 2028, with full regulatory implementation expected by 2030. This technological evolution will fundamentally reshape how crypto platforms operate and interact with regulatory authorities worldwide.

FAQ

Is BCH coin a good investment?

BCH offers faster transactions and lower fees, but its limited adoption and market presence make it a risky investment choice in 2025.

Does BCH have a future?

Yes, BCH has a promising future. Its scalability, smart contracts, and privacy features position it well for long-term adoption and growth in the crypto market.

Can BCH reach $10,000?

Yes, BCH has the potential to reach $10,000. Its focus on fast, low-cost transactions and growing adoption as electronic cash could drive significant price appreciation in the future.

What coin is BCH?

BCH is Bitcoin Cash, a cryptocurrency created from a Bitcoin fork in 2017. It operates on its own blockchain and uses the same private keys as Bitcoin. As of 2025-11-18, its price is $535.73.