Ripple Enters RWA: Ripple Secures U.S. Brokerage License
Ripple coin enters the realm of Real World Assets (RWA), Ripple Curve secures US broker license
In the 2025 cryptocurrency market, Ripple (XRP) and its parent company Ripple are rapidly advancing into the realm of Real World Assets (RWA) through a series of strategic deployments.
Recently, Ripple, through the acquisition of Hidden Road, has helped it obtain a broker-dealer license issued by the Financial Industry Regulatory Authority (FINRA) in the United States, successfully entering the regulated financial market in the United States in a roundabout way. This move not only enhances Ripple’s competitiveness in the institutional services field but also adds important weight to its layout in the RWA tokenization track. This article will delve into Ripple’s RWA strategy, the significance of the broker-dealer license, and the future potential of Ripple coin.
Ripple’s Strategic Layout with RWA
Tokenization of Real World Assets (RWA) is the process of transforming traditional assets (such as bonds, real estate, funds, etc.) into digital assets through blockchain technology. According to a joint report by Ripple and the Boston Consulting Group (BCG), the market for tokenized assets is expected to reach $18.9 trillion by 2033, covering use cases such as the money market, private credit, and carbon emissions. Ripple is actively seizing this opportunity by promoting the widespread adoption of RWA through its blockchain infrastructure and the XRP Ledger (XRPL).
Ripple’s RWA strategy is mainly reflected in the following aspects:
Tokenization Infrastructure: The XRP Ledger, with its fast and low-cost cross-border transaction characteristics, has become an ideal platform for RWA tokenization. For example, projects like XRPTurbo and ExoraPad are leveraging the XRPL to develop tokenization Launchpads focusing on AI and RWA, providing tokenization support for assets such as real estate, commodities, and bonds.
RLUSD stablecoin: The RLUSD stablecoin launched by Ripple is designed as collateral for cross-asset trading and is planned to be integrated into Hidden Road’s brokerage services to further promote the liquidity of RWA.
Institutional-level services: By acquiring Hidden Road, Ripple not only obtained a broker license, but also incorporated its multi-asset prime brokerage platform, providing institutional clients with fixed income repo agreements, global financing services, and clearing capabilities.
These measures indicate that Ripple is transitioning from traditional cross-border payment business to a broader financial infrastructure development, with tokenization of RWA being one of its core strategies.
Ripple curve obtains US broker license
On April 8, 2025, Ripple announced the acquisition of the main brokerage firm Hidden Road for $1.25 billion, the largest deal in its history. Just a week later, Hidden Road’s subsidiary, Hidden Road Partners CIV US LLC, was granted a US broker-dealer license by FINRA. The license allows Hidden Road to expand its fixed income main brokerage platform and provide clearing, financing, and brokerage services to institutional clients.
The significance of broker licenses
Institutional Market Access: Brokerage licenses enable Hidden Road to serve more institutional investors, offering a range of financial instruments across asset classes, including fixed income assets and digital assets. This opens the door for Ripple to the US compliant financial market.
XRPL Integration: The Hidden Road plan is to migrate its post-trade operations to the XRP Ledger to reduce costs and streamline settlement processes. This integration will enhance the influence of XRPL in institutional-level applications.
RWA tokenization support: Licensing support from Hidden Road provides the clearing capability for a new asset class, aligning closely with Ripple’s RWA strategy. For example, RLUSD stablecoin can serve as collateral for cross-asset transactions, enhancing the liquidity of tokenized assets.
By acquiring Hidden Road, Ripple successfully bypassed the complex process of directly applying for a license, indirectly obtaining regulatory qualifications in the U.S. market. This not only demonstrates Ripple’s strategic vision but also lays a solid foundation for its expansion in the RWA field.
The market performance and potential of Ripple (XRP)
Ripple (XRP), as the core asset of the Ripple eco, has recently shown strong performance due to a number of positive news. In March 2025, XRP trading volume surpassed Solana, indicating a high level of market attention.
In addition, the four-year lawsuit between Ripple and the U.S. Securities and Exchange Commission (SEC) officially ended on March 20, 2025. The SEC dropped the appeal and reduced the fine from $125 million to $50 million. This outcome clears regulatory obstacles for XRP, with analysts predicting that its price may reach $4.20 to $10 by 2030.
In the RWA sector, projects on the XRP Ledger such as XRPTurbo and ExoraPad are driving tokenization innovation in AI and RWA. The presale of XRPTurbo has raised over 250,000 XRP, aiming to become the preferred Launchpad for AI and RWA on XRPL. These projects further solidify XRP’s position in the tokenization eco.
Why focus on XRP and RWA?
For investors and cryptocurrency enthusiasts, Ripple’s layout in the RWA field has the following appeal:
Huge market potential: The tokenized market of RWA is expected to explode in the next decade, and Ripple has taken the lead with XRPL and RLUSD.
Regulatory Compliance: Through Hidden Road’s broker license, Ripple is able to provide compliant institutional-grade services in the U.S. market, attracting more traditional financial institutions to enter.
Eco Expansion: From XRPTurbo to ExoraPad, innovative projects on the XRP Ledger are injecting vitality into the tokenization of RWAs, enhancing the long-term value of XRP.
However, investing in RWA and XRP still requires caution. The tokenization market faces challenges such as regulatory uncertainty, lack of standardization, and market fragmentation. Investors should conduct in-depth research on project backgrounds and market dynamics.
Conclusion: The Future of Ripple and RWA
By acquiring Hidden Road and obtaining a US broker-dealer license, Ripple has not only strengthened its position in the institutional financial market but also injected new momentum into its RWA tokenization strategy. The fast transactions of the XRP Ledger, the collateral function of RLUSD, and the emerging AI and RWA projects on XRPL together form the grand blueprint of Ripple. Against the backdrop of the RWA market reaching 18.9 trillion US dollars, Ripple (XRP) is expected to become a significant investment target in 2025 and beyond.
