The friendliest Crypto Assets country in the world

Latest developments in 2025

In recent years, the field of Crypto Assets has undergone significant changes. Here is an update on the most Crypto Assets-friendly jurisdictions in 2025:

Regulatory Innovation

• Comprehensive legal framework More regions have adopted comprehensive legal frameworks specifically designed for digital assets.
• Regulatory Transparency There is clearer regulatory transparency, providing more explicit guidance on taxation and compliance.
• Balancing Privacy and Innovation While maintaining an innovative and friendly approach, there is a greater focus on privacy coins and decentralized finance (DeFi) regulation.

New entrants in the Crypto Assets friendly ranking

Infrastructure Development

• Blockchain Education Center The blockchain education center and government-supported innovation center are continuously expanding.
• Crypto Assets Payment More and more regions are accepting Crypto Assets payments for government fees.
• Institution adoption rate increases Multiple platforms have obtained banking licenses, and the adoption rate among institutions has significantly increased.

The competition landscape for attracting crypto assets businesses continues to intensify, with jurisdictions implementing increasingly favorable policies. As digital assets become more mainstream, the most successful regions are those that strike a balance between consumer protection and innovation-friendly frameworks, allowing blockchain technology to thrive.

The friendliest Crypto Assets country in the world

Germany

Germany is the second highest country in the world for Bitcoin and Ethereum node numbers, second only to the United States. The government implements a zero tax rate policy on long-term capital gains for Crypto Assets and allows the domestic savings industry to invest using Crypto Assets. Germany passed a blockchain strategy as early as 2019 to harness the potential of blockchain technology to transform digital infrastructure. The German Banking Association, composed of 400 banks from German-speaking countries, has developed financial technology blockchain applications that allow customers to trade using Crypto Assets.

Malta

Malta is widely regarded as a paradise for Crypto Assets, with several regulations providing an operational framework for service providers while ensuring protection for investors. The country recognizes Bitcoin and other Crypto Assets as accounting units in its economy, legal means of exchange, and legal stores of value. Malta has issued its first EMI license to the Crypto Assets-related company Crypto.com, enabling it to issue debit cards and provide banking services to residents of the country. The Maltese government has established several regulations to regulate Crypto Assets and Crypto Assets-related businesses and protect investors, including the Innovative Technology Arrangements and Services Act (ITAS), the Malta Digital Innovation Authority Act (MDIA), and the Virtual Financial Assets Act (VFA).

El Salvador

El Salvador became the first country to adopt Bitcoin as legal tender in September 2021, allowing consumers to use this Crypto Asset in all transactions. The country accepts Bitcoin as a method of tax payment and allows users to fulfill any obligations denominated in USD with Bitcoin. The government of El Salvador also created a wallet called “Chivo” to facilitate the immediate conversion from Bitcoin to USD. The country does not tax capital gains from Crypto Assets, and Bitcoin can be used to pay for everything that would otherwise be paid for in USD. The government has also implemented incentives to encourage residents to use Bitcoin domestically, such as discounts for those who pay for shopping with Bitcoin, and a $30 credit for users who register on Chivo.

Singapore

Singapore is an East Asian island city-state with no natural resources. The country uses Crypto Assets as a way to kickstart its development, as it is not a mineral-rich city like many others. In Singapore, there is no capital gains tax on Crypto Assets, and profits from selling Crypto Assets are not subject to taxation. Crypto Assets are regarded as a form of property rights and may be subject to ownership injunctions if stolen.

Portugal

Portugal has legalized Bitcoin and other Crypto Assets, encouraging foreign Crypto Assets investors and entrepreneurs, allowing them to earn Crypto Assets without paying taxes on them. The Portuguese government has exempted Crypto Assets from value-added tax (VAT) and has eased some legal and regulatory burdens for Crypto Assets-related businesses. The country does not impose personal income tax on capital gains from Crypto Assets. As a Crypto Assets paradise that ranks among the top ten most attractive countries in Europe, Portugal offers citizenship to non-EU citizens through a qualified investment of around €280,000, known as the Golden Visa program.

Vanuatu

Vanuatu has the world’s first crypto assets-centric island (Satoshi Island), created by Satoshi Limited. The Vanuatu government has made it possible for crypto asset holders to obtain citizenship through non-refundable BTC investments. Investors can also receive a Vanuatu passport valid for five years. Although Vanuatu does not recognize any crypto assets as legal tender, the country has a law that allows companies to obtain special licenses to handle crypto assets.

Switzerland

Switzerland is the country with the most Bitcoin ATMs in the world. Switzerland has a high level of acceptance for Crypto Assets, with some citizens using Bitcoin to pay taxes and fines, legalizing it. Swiss real estate and other expensive properties can be paid for using Crypto Assets. In 2019, the Swiss Federal Assembly passed a decree placing Crypto Assets under the same regulatory framework as traditional currencies.

Antigua

Antigua has accepted Bitcoin and several other Crypto Assets as legal tender for its Citizenship by Investment Program (CIP). The Antiguan government has passed legislation in the House of Representatives to pave the way for investment in financial technology startups in the country.

Central African Republic

The Central African Republic is a landlocked country bordered by several other nations. Recently, the government passed a bill to accept Bitcoin as legal tender. The bill lays down a framework to support the country’s Crypto Assets startups and encourages Crypto Assets related businesses to set up shop in the Central African Republic.

Bermuda

The pink beach island in the UK requires no capital gains or income tax on crypto assets and other digital assets. Individuals owning crypto assets or digital assets do not need a license in the country unless it is for commercial purposes. The ownership rules for crypto assets in Bermuda can be found here. In 2020, the Bermuda Stock Exchange approved the Hasdex Nasdaq crypto asset exchange-traded fund (ETF), which, according to Decrypt, indicates the country’s forward-thinking approach to the concept of crypto assets.

Slovenia

Slovenia is one of the world’s most crypto-friendly countries, thanks to many private attractions that accept digital assets as a payment method. Slovenia has 33 sports venues and 72 shopping centers that accept crypto asset payments. It is home to hundreds of businesses that allow digital assets (such as Bitcoin or altcoins) as payment for transactions. The country even has a shopping center named “BTC CITY,” which is the largest shopping mall in the country.

Puerto Rico

Puerto Rico is climbing up the interest radar of investors looking for crypto-friendly countries, as it imposes zero taxes on capital gains from crypto assets. Residents of the country are exempt from taxes on crypto assets and can retain all the basic profits they earn from digital assets.

Cayman Islands

The Cayman Islands is a tax haven for Crypto Assets investors. The country’s laws are very lenient towards businesses and Crypto Assets investors, making it friendly to Crypto Assets. The island’s laws do not restrict ownership of licenses for trading or holding digital assets.

Rank according to the above survey results.

Now we rank the countries based on the above survey results:

1. Slovenia
2. Portugal
3. Germany
4. Cayman Islands
5. Singapore
6. Switzerland
7. Puerto Rico
8. Vanuatu
9. Antigua
10. Bermuda
11. Malta
12. El Salvador
13. Central African Republic

For cryptocurrency investors looking for a place that allows them to live their ideal life while maximizing their returns from Crypto Assets, the list of countries discussed above could be a great starting point.