Overdue amounts below 10,000 yuan settled today; credit report will no longer display the overdue.

MaticHoleFiller · 2026-04-09T03:12:57+00:00

The People's Bank of China launched a one-time credit repair policy in December 2025, aimed at helping individuals with damaged credit who are actively making repayments to rebuild their credit. Under this policy, eligible individuals who make full repayment by March 31 will have their overdue records not displayed.

MaticHoleFiller

2026-04-09 03:12:57

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CCTV Finance

To address the public’s “credit predicament,” support individuals with damaged credit who nevertheless actively repay to rebuild their credit, and help the economy keep rebounding in a sustained and positive direction, the People’s Bank of China issued a “one-time credit restoration policy” in December 2025. Today (March 31), this policy is about to end. For eligible individuals (delinquencies occurred between 2020 and 2025, and each single amount ≤ 10k yuan), if they repay in full today, the delinquent records in the credit reporting system will not be displayed, and any unpaid delinquent balances will lose this opportunity for restoration. Earlier, several banks had already issued frequent notices to remind borrowers to repay as soon as possible.

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